Insurance
Why is Allstate home insurance so cheap?
Allstate Home Insurance is affordable because it offers a range of discounts, such as bundling home and auto insurance policies, safe driving discounts for drivers with no recent accidents or violations, payment plan options and discounts for customers who install approved home safety devices. Allstate Home Insurance covers a wide variety of risks while being…
What is the best auto insurance in Michigan?
The best auto insurance in Michigan depends on the individual needs of the driver. There are a variety of factors to consider when choosing an auto insurance policy, including cost, coverage limits, and customer service ratings. Progressive and AAA offer competitive rates for drivers in Michigan with excellent customer service ratings. USAA is also highly…
What does boat insurance cover?
Boat insurance typically covers financial losses due to damage or theft of the boat, property damaged by the boat, liability for bodily injury and property damage caused by the boat, legal defense costs, and medical payments. Coverage may also be available for accidents away from a marina, protection against uninsured boaters, debris removal expenses after…
Where can I go to a dentist if I don’t have insurance?
If you don’t have insurance, there are several options for finding quality dental care. Many local health departments offer free or reduced cost dental services. There are community clinics that provide services to the uninsured or underinsured, such as Federally Qualified Health Centers (FQHCs) and Community Health Centers (CHCs). Dental schools also often have programs…
What is accident forgiveness on car insurance?
Accident forgiveness is a feature offered by many car insurance providers. It means that the rate of your premium will not increase due to one at-fault accident in a specific period of time, usually 3-5 years. It protects policyholders from rate increases when they make an unintentional mistake or have an unfortunate accident. This feature…
What is Haven Life term insurance?
Haven Life Term Insurance is a form of life insurance that offers coverage for a fixed period of time. It allows people to protect their family and loved ones in the event of an untimely death by providing a cash payment to beneficiaries upon the policyholder’s passing. The amount of coverage provided depends on the…
Can you buy insurance without a license?
No, it is not possible to buy insurance without a license. In most states, it is illegal to drive without auto insurance, and having a valid driver’s license is typically required in order to purchase auto insurance. Many insurers will not even offer coverage to someone who does not possess a valid driver’s license. Therefore,…
Does the Chase Sapphire Preferred card cover rental car insurance?
Yes, the Chase Sapphire Preferred Card does offer rental car insurance coverage. As a cardmember, you are eligible for complimentary collision damage waiver coverage when you use your card to rent an eligible vehicle. This provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in…
Can insurance help with car repairs?
Yes, insurance can help with car repairs. Insurance providers typically offer coverage for vehicles that cover any damages to the body of the vehicle due to an accident or other incident. Depending on the policy, some insurers may even offer coverage for certain repair costs associated with general wear and tear on a vehicle. There…
Who provides landlord insurance?
Landlord insurance is typically provided by a specialized insurance company, such as Allstate or Chubb. These companies offer coverage for property damage caused by fire, storm, and other hazards. They also provide liability protection to the landlord in the event of an injury sustained on their property due to negligence. They may provide loss of…
How much home insurance do I need for a mortgage?
The amount of home insurance required for a mortgage will vary depending on the type and size of your loan. Generally, lenders require you to purchase enough coverage to at least cover the full amount of your loan or replace the cost of rebuilding your home in case of a disaster. The exact coverage limits…
Why is insurance more expensive for new cars?
Insurance for new cars is typically more expensive than for older vehicles because of their higher replacement cost. New cars also tend to have more features that make them a higher risk, such as powerful engines or high-end performance components. Insurance companies consider the frequency and severity of claims filed by drivers of new cars…