Category: Insurance

Yes, it is generally advisable to insure one’s flight. Flight insurance can protect a traveler from financial losses incurred in the event of cancellation or interruption of their trip due to illness, injury or death, lost or damaged luggage and travel delays caused by strikes and extreme weather conditions. Many carriers offer coverage for medical…

The best pet insurance to have will depend on individual needs and circumstances. Before deciding on a pet insurance policy, it is important to compare different plans and make sure the coverage is sufficient for your particular needs. It is also helpful to look into any additional services that may be included in the policy,…

Yes, State Farm renters insurance covers pet damage. Personal property and liability coverage can help protect against pet-related accidents or damages. This includes covering the cost of replacing items in your rental home that are damaged by a pet, as well as medical costs if someone is injured due to your pet’s actions. Coverage also…

The age at which a person is covered by their parents’ insurance varies depending on the insurance provider and policy. Generally, individuals are covered until the age of 26, though some providers may offer coverage beyond this age. Some policies may provide coverage to dependents over the age of 26 in certain circumstances, such as…

HMO stands for Health Maintenance Organization. It is a type of health insurance plan that covers the cost of preventive care and medically necessary services from providers who contract with the HMO. Benefits are typically more affordable than those of traditional health plans, but coverage may be limited to in-network doctors, hospitals and other healthcare…

Yes, ER visits are typically covered by health insurance. Depending on the specific policy and the type of coverage you have, the amount of coverage may vary. In most cases, your insurer will cover some or all of your hospital visit costs for inpatient and outpatient care provided in an emergency room. It’s important to…

No, undocumented immigrants do not receive health insurance through federal programs like Medicare and Medicaid. However, some states have passed laws that allow the undocumented to access health care services or obtain subsidized health insurance coverage. There are non-profit organizations who provide limited medical assistance for those without access to healthcare. Contents: Health Insurance Coverage…

A business vehicle can be insured by obtaining an insurance policy from a licensed insurer. The policy should include coverage for liability, property damage, and medical expenses, as well as any other applicable risks. Depending on the type of business or vehicle, additional coverage may need to be purchased such as theft protection or collision…

Yes, you need house insurance. House insurance can provide financial protection in the event of an unexpected loss due to a variety of events such as fire, theft or flood. It also covers repairs and replacements for any damaged items within your home. Having the right level of coverage can give you peace of mind…

Yes, it is recommended to have health insurance when traveling to Europe. Health care in the European Union and some other countries can be expensive, so having a valid health insurance policy is essential for travelers. Insurance coverage should include medical expenses related to unexpected sickness or injury while abroad, as well as lost luggage…

Yes, universal life insurance can be a good option for individuals. It is considered to be one of the most flexible types of permanent life insurance coverage since it allows policyholders to adjust their premiums and death benefit over time. Cash value accumulation in the policy may help create long-term financial security through tax-deferred savings…

Yes, some insurance policies will cover termite damage. Homeowners or renters insurance policies typically include coverage for damages caused by termites if you have the right policy in place. However, it’s important to check with your insurer to make sure that your specific policy includes this coverage and understand any exclusions or limits on the…

Mortgage insurance can be eliminated without refinancing by meeting certain criteria. Generally, this includes having a loan-to-value (LTV) ratio of 80% or less when measured against the appraised value or sale price of the home. If your LTV is below 80%, you may be eligible for automatic cancellation of mortgage insurance once you have made…

Yes, USAA does check credit for auto insurance. USAA considers your credit score when calculating your auto insurance rate in order to evaluate how risky it is to cover you as a driver. Your credit score helps USAA determine the likelihood of you filing a claim and the potential cost associated with that risk. As…

It is possible to obtain health insurance as a 1099 employee. Your best option would be to look into individual health insurance plans, which are available through private insurers or may be offered through state-based exchanges. You can investigate options such as limited benefit health insurance policies, short term medical coverage plans and Christian healthcare…

United Insurance is a well-respected provider of health, life, home, and auto insurance services. Customers have consistently rated their customer service highly for its responsiveness and helpfulness. Their policies are tailored to the individual needs of customers and offer good coverage at competitive prices. United Insurance’s financial strength ratings are among the highest in the…

The death benefit in insurance is a sum of money paid out upon the passing away of an insured individual. It typically serves to provide financial support to the deceased’s dependents or beneficiaries, such as spouses and children. This payment is generally provided by life insurance policies, but can also come from other forms of…

Travelers Insurance offers a variety of ways to contact them. You can call their toll free number at 1-800-842-5075, or access their website, www.Travelers.Com and use the online chat feature to talk with one of their customer service representatives. You can reach out via email using customerservice@travelers.Com or via social media on Twitter @Travelers or…

1. To purchase worker’s compensation insurance, contact an insurer to compare quotes and discuss coverage options. You will need to provide the insurer with information about your business such as payroll amounts and number of employees in order to receive accurate quotes. 2. It is important to note that in many states, employers must carry…

The length of time it takes for health insurance to start will depend on the type of plan and the insurer. Most plans begin coverage within one to two weeks, although some insurers may offer immediate coverage with no waiting period. If applying through an employer or government-sponsored program, there may be other requirements that…

Yes, health insurance can cover part or all of the cost of Intrauterine Insemination (IUI). Coverage varies by state and plan. Many insurers do not cover IUI as it is often seen as an elective procedure for people who are not experiencing infertility. However, some states may require that certain types of plans provide coverage…

The states with the highest car insurance rates are typically Michigan, Louisiana, and Rhode Island. Michigan has the highest average annual premium in the United States at $2,239, followed by Louisiana at $2,001 and Rhode Island at $1,843. Other states that rank highly include Oklahoma ($1,866), Florida ($1,847), Kentucky ($1,817) and California ($1,815). Factors that…

When looking for a homeowners insurance policy, it is important to consider the coverage limits, as this will determine how much compensation you can receive in the event of a covered claim. It is important to investigate any additional coverages that may be available, such as replacement cost coverage or liability protection. Research what type…

Illegal immigrants in the United States do not typically qualify for health insurance through employer-sponsored plans. However, some states allow undocumented immigrants to purchase health insurance on their state’s health insurance exchange. Undocumented immigrants may be eligible to receive limited coverage from certain government-funded programs, such as short-term emergency and pregnancy-related care. Non-profits and faith…

VSP Eye Insurance is a vision insurance provider that offers coverage for eye exams, eyewear, and other vision related services. To use VSP Eye Insurance, you must first obtain an individual or family plan from the company. Once you have a plan in place, contact your local doctor or optometrist to arrange an appointment and…

The answer to this question depends on the type of insurance policy you have. If you have homeowners or renters insurance, it is possible that your policy may cover some costs associated with mold remediation if the cause of the mold is covered by your policy, such as a burst pipe. It’s important to contact…

Health insurance typically covers some or all of the cost of fertility treatments, depending on the particular plan and the state in which it is offered. Generally, plans must comply with federal law that mandates coverage for certain procedures related to infertility diagnosis and treatment. This includes certain types of medications, diagnostic tests, surgeries, counseling…

The amount of money an insurance company should pay for a totaled car depends on a variety of factors, such as the model and age of the car, its current value, any existing damages, and the type and severity of the accident. Insurance companies typically assess these factors to calculate an appropriate payout amount. In…

Expedia car insurance is a reliable and cost-effective way of getting coverage. Their policies are designed to provide comprehensive coverage that protects drivers from major financial losses in case of an accident or other incidents. Expedia’s rates are competitive compared to many other providers, making them an excellent option for those looking to save money…

Group insurance is a form of coverage that provides protection for an entire group, rather than just one individual. It can be purchased by employers to cover the employees or organizations to cover its members. Generally, premiums are paid for by the employer or organization and the members do not pay anything out of pocket.…