Category: Insurance

Hippo Homeowners Insurance is consistently rated highly by both customers and independent review websites. Hippo has earned an A+ rating from the Better Business Bureau and 4.5 out of 5 stars on Trustpilot from over 1,000 reviews. Its wide range of features have been praised as well; many people especially appreciate that they can purchase…

The cost of an ultrasound without insurance varies depending on the type of procedure and the region in which it is performed. Generally, a basic abdominal or pelvic ultrasound can range from $200 to $500 for each session. Other types of ultrasounds such as obstetrical or cardiac scans may cost more. The exact price also…

Yes, it typically costs more to insure a salvage title. Insurance companies view salvaged vehicles as riskier and therefore require increased premiums in order for coverage. Salvage titles can also limit the types of policies available and affect the insurer’s liability when issuing a policy on a salvaged vehicle. Contents: Assessing Risk Factors Changed Value…

Your best bet is to contact your health insurance provider. It is important to know what coverage your plan offers before contacting them. Your plan may provide a free breast pump, or it may be offered at a discounted price. Some plans also require a doctor’s note in order to receive the pump. Be sure…

The different types of insurance an individual may need depends on their personal circumstances. Generally, it’s recommended to have at least basic health and life insurance as well as auto liability insurance. Other insurances that might be beneficial depending on the situation include disability insurance, homeowners/renters insurance, umbrella liability insurance, business and professional indemnity insurance.…

Yes, it is possible to have gap insurance without having regular car insurance. Gap insurance can be purchased separately from the usual auto policy and provides coverage in instances when the outstanding amount of a financed vehicle exceeds its current market value. Generally, the cost of gap insurance is based on an upfront payment or…

Primary insurance is typically the first line of coverage, and is determined by a number of factors such as employer-sponsored health plans or private plans purchased directly from an insurer. Secondary insurance provides additional benefits that are not covered by the primary insurer, and is typically identified when registering for medical care. In order to…

Flight cancellation insurance is a type of travel insurance policy that reimburses travelers for any non-refundable losses resulting from canceled or delayed flights. Coverage may include the cost of flights, hotel reservations, and other related expenses. It may also cover additional costs such as rebooking fees charged by airlines and food or accommodation expenses incurred…

Yes, many therapists accept medical insurance as a form of payment. Depending on the therapist’s practice and insurance plan, co-pays may be required. It is important to check with your individual therapist if they take your specific type of health insurance plan before making an appointment. It is beneficial to contact your health insurance provider…

Guaranteed issue life insurance refers to a type of policy which does not require the applicant to complete a medical exam or answer any health-related questions. The coverage is guaranteed for eligible individuals, regardless of their current health state. Coverage amounts are typically limited and premiums may be higher than with other types of policies…

To obtain a new Cigna insurance card, you will need to contact the Cigna Customer Service team. They can provide you with instructions for getting a replacement or new card based on your situation and requirements. They can help answer any questions you may have about the process and how long it will take to…

Yes, you should consider getting AD&D insurance. This type of insurance will provide financial security to your family in the event of death or disability due to an accident. It can also provide additional benefits like compensation for lost wages if you are unable to work following an accident. AD&D insurance premiums are relatively low…

Many healthcare providers offer check-ups to those without insurance. Many clinics and hospitals provide these services on a sliding-scale fee system that is based on income. There are many free or low-cost community health centers that provide discounted check-up services for uninsured individuals. These centers often accept Medicaid and Medicare, as well as other forms…

The normal car insurance deductible typically ranges from $500 to $1,000. The exact amount of the deductible will depend on factors such as the type of car, coverage amounts, and the policyholder’s driving record. In some cases, deductibles can be higher or lower than this range depending on individual insurance company policies. Contents: Comparing Deductibles…

Yes, Nationwide pet insurance does cover dental cleaning. The coverage varies according to the plan chosen but generally includes routine teeth cleanings and extractions. Some policies may also include additional services like periodontal treatments and oral surgery. It is important to carefully read all of the terms of the policy in order to understand the…

It is important to determine the type of insurance coverage that best fits the needs of your business. Generally, business owners should consider liability insurance, property insurance, and workers’ compensation insurance as the three primary types of business insurance coverage. Liability coverage will protect a business from losses due to legal action or claims that…

Renters insurance is a good idea for anyone renting their primary residence, such as an apartment or house. It provides financial protection in the event of natural disasters, fires, theft and other types of loss. It typically includes personal liability coverage that can help if someone gets hurt at the rental property and seeks to…

Yes, Safeco Insurance is a good choice for customers seeking comprehensive coverage. It offers personal property protection and liability insurance with customizable features such as accident forgiveness, new car replacement, and full glass repair coverage. In addition to quality customer service, Safeco also provides competitive rates and discounts for safe drivers or those who bundle…

There are various options available if you can’t afford health insurance. It’s important to remember that not having insurance does not mean you won’t be able to access medical care. Many hospitals and clinics offer free or low-cost services on a sliding scale based on income and need. Many states have Medicaid programs offering free…

Most eye care providers offer contact lenses with insurance coverage. Many online retailers, including 1800Contacts, VisionDirect and ACLens, are able to fill prescriptions for contacts using insurance information provided by the customer. Some websites even have an “insurance finder” tool which can help customers identify which types of plans they’re eligible for. You can contact…

Many insurance companies offer infertility coverage as part of their health plans. Depending on the plan and provider, coverage may include laboratory testing, diagnosis services, fertility medications, surgical procedures such as in-vitro fertilization (IVF), and egg or embryo freezing. Some insurers may cover certain treatments that assist with conception such as artificial insemination and genetic…

Business auto insurance is a type of insurance specifically designed to cover liability and property damage related to vehicles used for business purposes. It covers damages caused by or resulting from the ownership, maintenance, and use of business vehicles. This coverage typically includes medical payments, property damage, legal defense costs, physical damage (to the vehicle…

Travel insurance for Europe typically starts at around $30-$50 per person. The exact cost will depend on factors such as the length of your trip, the age and health of the travelers, and the amount of coverage you require. For a two-week trip in Europe with basic medical coverage, you can expect to pay around…

The cost of a checkup without insurance will vary depending on the location and type of checkup. In general, an annual physical or wellness visit can range anywhere from $50 to $300 for individuals without health insurance coverage. Depending on what services are required, additional fees may apply for tests or treatments that are requested…

Yes, lenders typically require homeowners to purchase and maintain insurance on their homes. This is because mortgage lenders want to protect their investments in the event of a natural disaster or other catastrophic events that could cause significant financial loss for the home’s owner. The amount of coverage required can vary based on the lender…

Yes, windshield replacements are typically covered by insurance. Comprehensive coverage is the most common type of car insurance that includes glass damage and will usually cover a windshield replacement or repair without a deductible. It is important to check your policy for details about any specific limitations or exclusions on your coverage for windshield replacements.…

HSA stands for Health Savings Account. It is a type of savings account available to individuals with a qualifying high deductible health plan (HDHP). Contributions into the HSA are tax-deductible, and the money in the account can be used to pay for qualified medical expenses not covered by insurance. HSAs may also be invested, allowing…

Yes, depending on the type of insurance policy you have, most emergency medical services and treatments are covered. Many health insurance plans will cover some or all of the costs associated with a medical emergency such as ambulance transportation, hospitalization, diagnostic tests, surgery and medications. It is important to check with your insurance provider to…

Yes, term life insurance policies typically come with a cash value attached. The cash value of a policy is the accumulated money from payments made into the policy over time. This money can be accessed by surrendering the policy or taking out a loan against it. The amount available in cash depends on how long…

Yes, infertility is typically covered by health insurance. Insurance coverage for fertility treatments and medications may vary widely from one plan to the next, but most will offer at least some coverage. Many states also have mandated infertility benefits in their policies, so it is worth checking with your insurance company for specifics about what…