Aspen Dental accepts most major dental insurance plans including Aetna, Ameritas, Cigna, Delta Dental, Guardian, Humana and United Concordia. Some locations offer additional insurance plans for patients with out-of-network benefits or lower coverage levels. Patients should contact their local Aspen Dental office to inquire about specific accepted insurance plans.
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Overview of Aspen Dental
Aspen Dental is a nationwide dental health provider offering comprehensive services including general dentistry, oral surgery, and orthodontics. In addition to traditional dental practices, Aspen also provides advanced imaging services such as 3D scans for better diagnosis and treatment planning. With over 650 clinics across the United States and Puerto Rico, Aspen is committed to providing quality care in an efficient manner.
At each of its locations, Aspen follows strict safety protocols such as wearing masks, taking temperatures, disinfecting equipment after every patient use, and utilizing the highest levels of personal protective equipment (PPE). Patients can rest assured that their health is a top priority at all times.
For those who need financial assistance for dental procedures, Aspen offers several payment plans including Care Credit flexible financing options which makes it easier to afford high-quality services without breaking the bank. Most major insurances are accepted making it even more convenient to get the care you need when you need it.
Types of Insurance Accepted
Aspen Dental offers a variety of options for paying for services, including insurance coverage. It accepts some major types of insurance, such as Humana and Delta Dental, in addition to multiple commercial dental plans. Patients can use their Flexible Spending Account (FSA), Health Savings Account (HSA), Medicare Part B or Medicaid to pay for treatments.
For those without any kind of dental plan or insurance policy, Aspen also provides an in-house payment solution called the Smiles For All Program that helps people make dental care more affordable. This allows patients to spread out payments over time with no down payment required and flexible monthly payment plans with low interest rates. They also accept Visa and Mastercard credit cards as well as personal checks and cash at all locations.
Many Aspen Dental offices offer patient financing through CareCredit – a third party provider which assists patients who have difficulty managing the cost associated with procedures due to no available insurance or limited coverage. CareCredit enables patients to break up the total cost into manageable monthly payments that are lower than most credit card minimums.
Details Regarding Payments and Financing
Aspen Dental offers a variety of payment options to best fit your needs. You can pay in full via cash, check, credit or debit card at the time of service. You have the option to use one of Aspen Dental’s financial solutions, such as Care Credit and Compassionate Finance. If you are looking for an extended payment plan, these plans allow you to break up the cost of treatment into smaller monthly payments that make it easier on your budget.
If money is tight and you’re unable to commit to an extended payment plan right away, there are many other ways that Aspen Dental makes dental care more affordable including discounts from participating insurance plans and cash savings plans available through their website. In order to make sure that patients receive the maximum benefit from their insurance providers Aspen Dental will work with a number of insurers directly so that customers don’t have to worry about dealing with any hassles themselves.
No matter what type of financial constraints you may be facing, Aspen Dental wants to ensure that everybody has access to quality dental care regardless of their situation. That’s why they offer flexible options like partial-payments and deferred interest financing programs–all designed so everyone can take advantage of getting proper oral health care without stressing out financially or having medical debt looming over them in the future.
Out-of-Pocket Costs Associated with Treatment
Out-of-pocket costs are an important factor to consider when it comes to getting dental treatment. Aspen Dental provides multiple options for payment, however not all insurance plans cover the full cost of treatments. The amount you’ll owe after insurance depends on your policy coverage and the type of treatment received.
While some providers offer additional discounts or in-office financing plans, Aspen Dental has its own savings plan. It is designed to help patients pay for care over time without having to worry about high costs up front. Patients who choose this option may pay between $28-$69 per month with interest rates ranging from 0% to 21%.
Aspen Dental understands that every patient’s financial situation is different and strives to provide several alternatives when it comes to paying for care. Online cost estimator tools can help you figure out what portion of your bill may be covered by your insurance company before you commit yourself financially. They also accept most major credit cards as well as CareCredit which offers a range of promotional financing options based on creditworthiness and other factors.
Reasons to See an Aspen Dentist
Going to the dentist is not always an enjoyable experience. But seeing an Aspen Dentist can make it much easier. With the widest acceptance of insurance plans in the industry, Aspen Dental provides numerous ways to pay for services so you don’t have to worry about going over your budget. So even if you don’t have dental insurance, a visit with an Aspen Dentist may be more affordable than you think.
An Aspen Dentist also has a team of knowledgeable and highly-trained staff who can provide personalized care tailored specifically to meet your needs–whether that involves regular cleaning or more extensive procedures like root canal treatments and bridge work. Each office offers comprehensive services from general dentistry to specialty treatments like implants and orthodontics all under one roof, making sure any service you need is done quickly and efficiently.
What’s more? Their offices offer convenient hours seven days a week with extended evening hours Monday through Thursday, plus same-day appointments are available too. Unlike other places where wait times can be long and intimidating, at Aspen Dental they guarantee that every patient will be seen on time. That means no waiting around while stressed out or feeling rushed; instead customers get the friendly attention they deserve.
Benefits Provided by Insurance Carriers
Insurance carriers provide a number of benefits to patients who are considering dental care at Aspen Dental. These include coverage for routine checkups, restorative treatments such as fillings and crowns, as well as orthodontic treatment plans. Depending on the policy, some policies may also offer discounts or incentives on specialty services like cosmetic dentistry procedures, root canals and periodontal work. Many policies cover certain types of prosthetics like dentures and bridges. Many insurers have designated fee schedules that cover expenses up to a certain amount for each type of procedure; this allows patients to know in advance what their financial responsibility will be upon completion of the dental visit. In addition to offering financial assistance with services not covered by insurance, Aspen Dental works with several national providers including Delta Dental, Cigna and United Concordia for those needing extra help paying for necessary treatments. Each patient’s individual circumstance is unique; however most insurance companies do allow flexibility when it comes to payment plans so it is important to understand exactly what coverage your policy provides before making any decisions about financing options at Aspen Dental offices. Working closely with the office staff regarding insurance and payment plan details can ensure the best outcome possible while receiving quality care from the team of professionals at Aspen Dental facilities.
