Smilebuilderz accepts a variety of insurance plans, including Delta Dental Premier, United Healthcare, Aetna PPO and MetLife. We also accept many other major dental insurances that are in-network with our practice. Our team is happy to assist you in verifying your coverage and determining the best plan for you. If you have any questions about the insurance options we accept or the coverage levels available, please contact us directly and we will be more than happy to help.
Contents:
- Accepted Forms of PPO Insurance
- Out-of-Network Coverage
- How to Find Your Smilebuilderz Network In-Network Dentists
- What Fees Are Covered With Insurance at Smilebuilderz
- Questions You May Have About Your Insurance Benefits and Smilebuilderz Treatment Costs
- Alternative Payment Options for Non-Insured Patients
Accepted Forms of PPO Insurance
Smilebuilderz accepts numerous forms of insurance, many of which are Preferred Provider Organizations (PPO). These types of plans typically give members greater flexibility in terms of choosing a dentist and the type of treatments that can be covered. With Smilebuilderz’ recognition of multiple PPOs, clients are often able to receive benefits for a variety of oral health procedures.
The most popular form of PPO coverage accepted by Smilebuilderz is through private insurance providers such as Delta Dental or MetLife. Both companies offer coverage plans with different levels and access to a wide range of services and treatments. They make it easy to view plan details online or via a customer service representative.
In addition to individual insurers like Delta Dental and MetLife, Smilebuilderz also works with employer-sponsored PPOs. This means those enrolled in an organization’s healthcare plan will have the same dental treatment options available as those who purchase from other providers directly. All policies vary, so being familiar with the specific details before making any decisions is encouraged.
Out-of-Network Coverage
Smilebuilderz offers customers the option to purchase out-of-network coverage through a variety of insurance providers. While this type of policy may come at an additional cost, it can be well worth it in the long run. Patients should take the time to research their options and make sure they’re getting the best deal available.
Out-of-network coverage allows you access to more dental care providers than in a traditional network plan does; however, not all services are covered by these plans. Depending on your provider, you may have restrictions on certain procedures or treatments that would otherwise be covered if you opted for an in-network policy with Smilebuilderz. It is important to note that different policies from each provider will have different benefits and coverages – so always make sure you read the fine print before signing up for a plan.
Out-of-network policies typically require higher deductibles and co-pays compared to those found in smilebuilderz’s network plans. Patients who prefer flexibility and greater choice when selecting a service provider but don’t want to pay extra premiums may find these plans useful because they allow them to access various levels of quality dental care without having any affiliation with specific dentists or clinics.
How to Find Your Smilebuilderz Network In-Network Dentists
One of the easiest ways to find in-network dentists for Smilebuilderz is to visit their website. On the home page, you can click on a link that will take you directly to a search tool where you can enter your zip code or city and state. You’ll then be shown a list of all the dental professionals in your area who are part of the Smilebuilderz network. You can also narrow down this list by specialty so that if you’re looking for an orthodontist, pediatric dentist, or other type of provider, you know right away who is covered under your insurance plan.
In addition to browsing the Smilebuilderz network online, another option is to call their customer service line and speak with one of their agents about your insurance coverage and what dentists are part of it. The agent can walk through exactly which providers you have access to through your policy as well as any additional information related to fees and services available from each one. It’s a great way to get informed quickly about who’s in-network without having to wade through lists yourself.
Checking with insurance companies themselves is always an option when researching which dentists are included on different plans. They may be able to provide more specific details related to coverage amounts as well as possible discounts available depending on which provider is chosen – something that Smilebuilderz may not have advertised or made public yet.
What Fees Are Covered With Insurance at Smilebuilderz
Many dental plans cover preventive treatments, such as oral hygiene exams, cleanings and X-rays, at no cost to the patient. Most plans also provide coverage for common restorative procedures like fillings and crowns. At Smilebuilderz, some insurances even offer partial or full coverage on orthodontic treatment, depending on the plan you select.
When it comes to larger procedures like cosmetic dentistry or implants surgery, these are generally considered elective and not part of a regular dental plan. Fees for these types of services may be higher than for other treatments that are included with most standard insurance policies – but don’t worry; if your budget is tight there are often payment options available through Smilebuilderz that can help make these expensive treatments more affordable over time.
For those patients who do have additional coverage from their insurance provider, Smilebuilderz provides an easy way to estimate what portion of your total fees will be covered by reviewing claims information before any services are rendered. This means that you won’t have any surprises when it comes time to pay your bill; you’ll already know exactly how much out of pocket expenses you need to expect when it’s time to leave the dentist office.
Questions You May Have About Your Insurance Benefits and Smilebuilderz Treatment Costs
When researching treatment options, some dental insurance plans have strict requirements regarding the type of treatments they will cover. This can make selecting a qualified provider and understanding how much coverage you will receive complex and confusing. Asking yourself the following questions about your insurance benefits may help to simplify the process for you when considering SmileBuilderz services:
First, what is my annual maximum benefit? Many plans cover a limited amount each year, making it important to know what this total is before committing to a specific procedure or provider.
Second, does my plan provide coverage for specialist visits such as periodontal therapy? Not all dentist-offered procedures are automatically covered by insurance – but don’t worry if yours isn’t because most dental insurances do cover these treatments at least partially.
Last but not least, what is my deductible? Deductibles usually come with an accompanying cost that can be paid out-of-pocket in order for services to be covered by your insurance plan; this makes it important to take into account any added expenses associated with SmileBuilderz treatment costs upfront.
Knowing the answers to these three questions can make it easier for you find out exactly which services are included under your plan and how much they cost you so that no surprise fees catch you off guard later on down the road.
Alternative Payment Options for Non-Insured Patients
Smilebuilderz accepts a variety of payment options for patients who are not covered by dental insurance. From online and in-office payment plans to flexible financing, there are numerous ways to pay for treatments without coverage.
For instance, Smilebuilderz’s Online Payment Plan allows non-insured customers to break down the cost of their treatment into manageable monthly payments. Patients can choose any option that fits within their budget and make payments through secure webpages. Individuals can request a zero interest or low-interest loan from third parties like CareCredit or LendingClub Patient Solutions with application processes completed via phone or internet. Smilebuilderz also offers our own Affordable Financial Solutions plan to qualifying individuals who may need more flexible financial arrangements than other options provide.
By selecting the right payment plan or loan agreement that best suits their needs, uninsured patients at Smilebuilderz will have an easier time managing the costs associated with dental care.
