Burke Rehabilitation Center accepts most major health insurance plans including Medicare and Medicaid, as well as managed care plans like UnitedHealthcare, Emblem Health, and Oxford. They accept workers’ compensation benefits and offer a sliding fee scale for those without coverage or who are underinsured. Financial counselors are available to help patients understand their insurance coverage and payment options.
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Medicaid
Medicaid is an extensive health insurance program designed for certain individuals and families with limited resources. This program helps cover the cost of medical services such as doctor visits, hospital stays, prescription medications, and even preventive care. Burke Rehabilitation Hospital accepts Medicaid to help provide necessary treatment and rehabilitation services. Since this coverage includes inpatient, outpatient, medically complex nursing home care and rehabilitative therapies, it can be a great option for many who may not have access to other forms of financial assistance.
The application process for Medicaid eligibility can be complicated but Burke’s knowledgeable staff are trained to help patients navigate through the system so they can obtain the healthcare coverage they need. In addition to the basics of acquiring coverage such as income levels and residency requirements, each state has its own individual set of guidelines when it comes to their Medicaid plan offerings so Burke’s team will also evaluate whether or not patients qualify for any specialty plans that may better meet their needs.
Once enrolled in one of these programs, members benefit from access to quality care delivered by participating hospitals like Burke with no deductibles or coinsurance due at time of service – only copayments which are usually very affordable if required at all depending on the plan selected. Even those who don’t initially qualify may still find some way to receive assistance thanks to qualified state programs that offer waivers or separate subsidies for special circumstances such as disabilities or pregnant women.
Medicare
For those with Medicare coverage, Burke Rehabilitation Hospital offers various rehabilitative care services. Through medical insurance plans accepted by the hospital, these treatments are available to individuals who would otherwise not have access to them. Services offered range from physical and occupational therapy, speech language pathology and audiology services. The hospital specializes in post-acute rehabilitation for stroke and brain injury survivors as well as a continuum of care throughout many stages of recovery.
At Burke Rehabilitation Hospital, Medicare Part A beneficiaries can receive 90 consecutive days of inpatient services after a qualifying three day stay within a 30-day period or any number of nonconsecutive days in an unlimited number within a single benefit period each year. Similarly for outpatient therapies such as physical therapy, occupational therapy or speech language pathology –Burke accepts both Original Medicare (Part B) and Medicare Advantage Plans that cover similar comprehensive benefits as Part B but through private insurers contracted with Medicare instead.
Whether it is speech language pathology or physical/occupational therapy treatment needed – Burke Rehabilitation Hospital is your destination for quality care supported by medicare coverage options. With individualized treatment plans and multidisciplinary teams specialized in providing long term rehab solutions –Burke is dedicated to helping those seeking post-acute rehabilitation pursue their goals of getting back on track quickly and successfully.
Other Government Programs
Understanding your insurance options is key when preparing to go to a rehabilitation center. Fortunately, Burke Rehabilitation Hospital understands this and provides many avenues of coverage, including government programs that can help alleviate the financial burden of their services. The hospital participates in Medicare, Medicaid and CHAMPUS as well as several other regional programs, such as Health Care Reform Act (HCRA) in New York State and NJ FamilyCare in New Jersey.
Participating with these government programs makes Burke Rehabilitation’s excellent care available to those who otherwise may not be able to take advantage of its excellent services due to financial limitations. By providing comprehensive medical coverage for physical therapy, occupational therapy and speech pathology services, patients have access to highly trained staff devoted to helping them get back on their feet again after an injury or illness. With all costs covered by the program–or subsidized at lower levels than regular insurance–patients are given peace of mind knowing they will receive quality care despite potential money woes.
Of course there are some restrictions on how much treatment the patient receives depending upon their plan type; however each participant has access to social workers that can guide them through what they need versus what they want while making sure they are getting proper attention from caregivers at Burke Rehabilitation. Since eligibility requirements vary from state-to-state, it’s always wise for individuals looking into joining a rehab facility like Burke’s understand exactly which parameters must be met before signing up for any particular plan offered by the hospital – especially if applying through a governmental agency.
Commercial Insurance Plans
Burke Rehabilitation Hospital also accepts commercial insurance plans. These cover a wide variety of medical treatments, including physical therapy and nursing care. Patients who are covered by these plans can choose between inpatient, outpatient, and partial-hospitalization services. Burke’s customer service representatives can help patients navigate the ins and outs of their coverage plan to understand what is covered in terms of treatment type, costs, and other parameters.
When it comes to billing services related to a patient’s treatment at Burke Rehabilitation Center, commercial insurers typically reimburse the hospital directly for the services rendered on behalf of each patient. If any fees have not been met by an insurer’s coverage plan or co-payment requirements for that particular visit, then patients may be responsible for paying any remaining balances out of pocket. The financial department at Burke will work with customers individually to discuss payment options available through their specific insurance carriers or other options that fit within their budget constraints.
For those interested in taking advantage of commercial insurance benefits when seeking rehabilitation care from Burke Rehabilitation Center, there are countless plans and providers from which to choose; many companies offer different levels of coverage depending upon individual needs as well as group discounts for employees enrolled under corporate plans. For further information about accepted policies or how one might qualify to receive benefits through such a plan please contact Burke’s representative team directly with questions regarding eligibility requirements or specific plan details.
Self-Pay Options
Self-pay options are one of the ways patients can manage the cost of medical care. If a patient chooses to pay for their treatment without insurance, they often have to pay out-of-pocket or use a third-party provider. Burke Rehab is no exception, as they offer various self-pay plans that cover certain services.
One popular choice among patients is a flexible payment plan. This option allows them to spread their payments out over several months, helping ease financial burden and keep them from having to put an entire treatment on credit at once. Those who qualify may also be offered discounts for paying all in advance or even reduced rates for military personnel and veterans.
The facility also offers discount programs for those who do not qualify for traditional health coverage yet need access to quality care services. These programs provide special pricing and co-payment opportunities so individuals can obtain necessary treatments without significant financial hardship. Patients should speak with their doctor or office manager before choosing this route so they know what costs will be associated with each service before making a decision.
Informed Financial Assistance Program (IFAP)
Financial decisions can be overwhelming for many individuals. Taking the time to understand your health insurance options is key in making informed decisions about your care and planning for the cost of that care. As part of Burke Rehabilitation Hospital’s commitment to providing quality care, we have created an Informed Financial Assistance Program (IFAP). IFAP helps ensure that everyone receives access to our specialized services regardless of their insurance status or ability to pay.
Burke Rehab’s IFAP provides patients with a comprehensive financial assistance plan tailored specifically to their individual needs while also offering streamlined payment plans and discounts on out-of-pocket expenses. Our IFAP program includes coverage from most major health insurers, including Medicare/Medicaid, Blue Cross Blue Shield, Tricare, Cigna, Aetna, United Healthcare and more. We provide customized financing options through American HealthCare Lending as well as special discounted rates through CareCredit and Amscot Financial.
We want our patients and families to feel secure when it comes to accessing healthcare – this is why the IFAP program makes sure that no one is ever denied access due to lack of financial resources. For those needing additional support beyond what traditional insurance can offer, Burke Rehabilitation offers additional programs such as a charity policy program as well as community organization partnerships like Cancer Support Community Greater Philadelphia (formerly The Wellness Community) which provide further resources for those who qualify.