What does Viking travel insurance cover?

What does Viking travel insurance cover?
Image: What does Viking travel insurance cover?

Viking travel insurance covers a range of items related to your trip, including emergency medical expenses, trip interruption/cancellation, baggage and personal effects coverage, and more. It also provides 24-hour customer service and emergency assistance for travelers around the world. With Viking travel insurance you can rest assured that whatever happens during your journey you’ll be protected from financial losses due to unforeseen circumstances. Viking travel insurance offers other benefits such as rental car reimbursement, lost ticket reimbursement, legal assistance, and more.

I. General Coverage

I. General Coverage
Image: I. General Coverage

If you’re looking for protection and assurance on your travels, Viking travel insurance is a great option. They offer three levels of coverage to choose from: basic, intermediate and premium. The basic plan offers standard policy items such as trip cancellation and interruptions, medical assistance or emergencies while abroad, lost luggage reimbursement, personal liability protection and more. Intermediate plans have the same benefits but provide extra coverage in areas such as cancelation fees due to illness or injury before departure. Finally the Premium option covers all of these items in addition to providing flight accident coverage up to $500000.

It is important to note that Viking policies also cover rental car damage or theft losses when an eligible third-party insurer is involved so you can rest assured that whatever happens during your vacation you are covered against any financial losses that may occur. If something does happen while on your trip they will help guide you through the claims process and pay out quickly so that you can focus more on having a stress-free vacation instead of worrying about finances.

II. Accidental Death Insurance

II. Accidental Death Insurance
Image: II. Accidental Death Insurance

Accidental death insurance is a vital component of any comprehensive travel policy. Viking Travel Insurance offers an accidental death benefit to customers who choose the right plan for their needs. It’s important that travelers are aware of what this covers and how it can help them if they unexpectedly pass away while abroad.

This type of coverage is designed to provide financial support in the event that someone dies in an accident while overseas, even if it was not caused by something related to their trip such as a dangerous activity or car crash. This means that a family member won’t have to bear unexpected costs due to medical bills, funeral expenses or repatriation fees related to the person’s passing. Viking Travel Insurance also provides additional benefits depending on the plan chosen, including free legal assistance in case a foreign police investigation has begun following an accident involving their insured customer.

Moreover, there may be other services offered through different plans such as assistance with local transportation after hospitalization and returning home when medically necessary or assistance finding temporary housing if needed during recovery from injury abroad. In order to ensure they have all bases covered and know exactly what they are getting into, customers should carefully read through Viking Travel Insurance’s Accidental Death Benefit section before signing up for any particular plan so they understand exactly what kind of protection they’re receiving.

III. Missed Connection Reimbursement

III. Missed Connection Reimbursement
Image: III. Missed Connection Reimbursement

For those of us who frequently travel, missed connections can be a nightmare. Whether it’s due to a cancelled flight, long delay or bad weather, missing your connection is something nobody wants to deal with. Fortunately, Viking Travel Insurance offers reimbursement for missed connections in the event of delays and cancellations out of your control.

If you miss a connection due to the airline being late, the policy will reimburse you for reasonable expenses such as hotel stay and meals while waiting for another flight. If an overnight stay is required because of this delay, Viking Travel Insurance also provides up to $200 per person per day in coverage. Should you have to take alternative transportation methods as well–such as rental car or taxi–the policy will cover those costs too up to the specified limits on the policy agreement.

The coverage even extends beyond international flights; if at any point during your travels within US borders are disrupted by delayed or cancelled flights that require extra accommodations outside of what was planned for in your trip itinerary, Viking Travel Insurance can help put some money back into your pocket from the unexpected costs incurred.

IV. Baggage Delay Coverage

IV. Baggage Delay Coverage
Image: IV. Baggage Delay Coverage

The situation of baggage delays is probably one of the most annoying to experience while travelling. Unforeseeable circumstances such as harsh weather conditions or transport errors can cause disruptions and make it difficult for you to receive your luggage within a reasonable timeframe. This can add further expenses to your journey, as you may need to purchase essential items in the meantime.

Fortunately, Viking travel insurance provides coverage for such unexpected event with their Baggage Delay coverage. Your policy covers any necessary expenditures that arise due to an approved delay, which includes toiletries and clothing if you are unable to access your personal items during the delay period. You will also be provided with reimbursement for accommodation fees if you must wait overnight or longer due to a delayed flight arrival or pickup at baggage reclaim area.

Moreover, this type of protection extends beyond material costs and also offers compensation for lost revenue such as paid vacation days that must be utilised when experiencing extended delays on business trips abroad. In some cases, there could even be additional special services available from specialized companies in order to have replaced belongings delivered quickly. All these features help ensure that travellers are able to handle potential problems more effectively during those infuriating moments where all plans go awry.

V. Trip Cancellation Protection

V. Trip Cancellation Protection
Image: V. Trip Cancellation Protection

For those looking for comprehensive travel insurance, Viking offers Trip Cancellation Protection. This coverage will help reimburse you for the cost of your prepaid nonrefundable trip if you are forced to cancel due to an illness or injury, jury duty, military obligations, certain weather conditions, job loss and more. The insurer also provides reimbursement if a scheduled airline does not honor its ticket or goes bankrupt before your departure date. The policy covers expenses such as lost deposits and reservations as well as any subsequent arrangements with other airlines needed in order to reach the destination.

Viking’s cancellation protection is completely customizable so that travelers can tailor their coverage according to individual needs. Riders can select whether they want domestic only or worldwide coverages, one-way flights or roundtrips and how much they’d like reimbursed based on their anticipated costs including hotels, airfares and car rentals. Customers are able to choose between several levels of excess deductions which alter the premium payments associated with the overall policy.

The Trip Cancellation protection offered by Viking is available for all age groups and even extends benefits beyond single trips should customers wish to purchase multiple journey policies. In this case a discount applies for each additional plan purchased by the same person meaning added value every time travelers secure their peace of mind through Viking’s extensive coverage offerings.

VI. Medical Care & Evacuation Services

VI. Medical Care & Evacuation Services
Image: VI. Medical Care & Evacuation Services

When travelling, you need to know that you’re covered in the event of a medical emergency. With Viking Travel Insurance, your safety is always priority. You will be provided with comprehensive coverage to keep you safe and secure. No matter where you travel, your medical expenses are covered up to $2 million USD if needed, including 24/7 access to global customer service support and assistance while overseas.

In case of an unexpected medical emergency, Viking’s Medical Evacuation Assistance Service offers transportation and financial help for travelers who require immediate air evacuation or repatriation for serious conditions. This includes the transport of necessary individuals who provide care during transport as well as those accompanying on their journey home. Should you find yourself needing these services unexpectedly during travel, Viking will cover all costs incurred associated with this type of service up to $250K USD per person in addition to other insurance benefits available under the policy.

Viking’s knowledgeable staff also have extensive experience dealing with local healthcare providers abroad and are able to offer critical support and guidance when it matters most. With dedicated teams across multiple international locations providing language translation services and document preparation in cases where these are needed, they can ensure that travelers receive vital treatment promptly without any hassle or delay due to communication issues caused by language barriers or unfamiliarity with cultural customs found abroad.

  • James Berkeley

    ตั้งอยู่ในกรุงเทพฯ, James ทำให้การประกันภัยเรียบง่ายด้วยการสัมผัสที่เป็นส่วนตัว ภูมิใจที่เป็นศิษย์เก่าของ University of Edinburgh Business School พร้อมด้วย MSc in Law.


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