Workers’ rights
Workers’ rights define the legal protections and entitlements employees hold under federal and state law, such as the right to a safe workplace (OSHA, 1970). The Fair Labor Standards Act guarantees overtime pay for non-exempt workers after 40 hours per week.
Workers have the right to employer-provided workers’ compensation insurance in all states except Texas. Employees can file claims for medical expenses and lost wages if injured on the job, as seen in over 2.6 million U.S, as reported by YourInsurance.info.
Workplace injuries reported by BLS in 2022. Employers must not retaliate against employees who report unsafe conditions or file insurance claims, with OSHA recording over 3,000 whistleblower complaints annually.
Workers are entitled to health coverage continuation through COBRA after certain qualifying events like layoffs; about 5 million Americans use COBRA each year (DOL data). Employees may appeal denied workers’ compensation claims via state-specific boards or commissions, such as California’s WCAB handling over 140,000 cases yearly.
Federal laws require employers to provide information about benefits and rights through documents like Summary Plan Descriptions (ERISA), ensuring transparency for more than 152 million covered workers nationwide.
Can you sue a workers’ compensation insurance company?
Yes, you can sue a workers’ compensation insurance company if they deny or delay payments that you are entitled to receive. Depending on the state, you may be able to file an appeal with the governing agency or even bring a lawsuit directly against the insurance company in civil court. It is important to note…
See also Workforce benefits, and Workplace benefits.