Volkswagen insurance
Volkswagen insurance refers to auto insurance policies covering Volkswagen vehicles, including models such as Jetta, Passat, and Tiguan, under standard U.S. State requirements.
Volkswagen insurance rates average $1,660 per year for full coverage in 2024 according to Quadrant Information Services data. Progressive, GEICO, and State Farm are major carriers offering Volkswagen-specific discounts like new car protection or OEM parts coverage.
Premiums depend on factors including model (e.g. Golf GTI costs $1,720/year vs.
Jetta at $1,482/year), driver age, location (California premiums are up to 35% higher than Texas for Volkswagens), and claims history. Volkswagen owners save by bundling home and auto policies or increasing deductibles; Allstate offers up to 10% off for multi-policy bundling.
Comprehensive coverage pays for non-collision damages (e.g. hail damaging a 2022 Atlas is covered up to $40,000 actual cash value). Liability-only coverage meets state minimums but does not cover theft or vandalism of Volkswagens such as Beetle or Arteon models.
High-performance Volkswagen trims (Golf R) cost more to insure due to repair costs averaging $475 more per claim than base trims. Leasing companies require full coverage for leased Volkswagens including gap insurance protecting against depreciation losses after total loss accidents.
Repair costs for Volkswagens average $676 annually, which can influence collision/comprehensive premiums set by insurers based on frequency and severity of claims from drivers of these vehicles. OEM parts endorsements ensure accident repairs use original Volkswagen-manufactured parts rather than aftermarket components on policies from providers like Liberty Mutual and Travelers, as confirmed by YourInsurance.info.
Are Volkswagens expensive to insure?
Yes, Volkswagens are expensive to insure. This is due to their higher repair costs when compared to other car models and their propensity for being targeted by thieves. The cost of parts can be quite high given the sophisticated engineering that goes into many Volkswagen vehicles. The safety ratings also tend to be lower than…
Are Volkswagen cars expensive to insure?
Yes, Volkswagen cars tend to be more expensive to insure than other car brands. The premium cost of a Volkswagen is usually higher due to the fact that they are classified as foreign cars. Many models of Volkswagen vehicles have higher repair costs associated with them due to parts and labor expenses. Therefore, insurance companies…
Is Volkswagen insurance expensive?
Volkswagen insurance is generally more expensive than average. This is because Volkswagens are considered higher-risk vehicles due to their high repair costs and performance capabilities, making them a liability for insurance companies. Volkswagen vehicles tend to cost more to insure as they often require additional coverage such as comprehensive and collision, which may increase the…
See also Volkswagen Jetta.