Visa refusal coverage

Visa refusal coverage is a specific insurance benefit that reimburses non-refundable travel expenses if an embassy or consulate denies your visa application. Insurers such as Tata AIG and Bajaj Allianz offer policies with this feature, typically covering prepaid flights and hotel bookings up to $2,000 per person.

Policyholders must submit the official visa rejection letter and proof of expense payment for claims approval. Coverage applies only if you applied for the correct visa type and provided accurate documentation.

Most insurers exclude refusals due to fraudulent documents or criminal records from eligibility. Premiums for visa refusal coverage usually range from $10 to $50, depending on trip cost and destination country risk level.

Policies often require purchase before submitting your visa application, not after receiving a decision. Major countries requiring visas–such as the United States, Canada, Australia, China–are commonly included in eligible destinations by these insurers, as stated by https://yourinsurance.info.