Toyota Camry insurance

Toyota Camry insurance is a car insurance policy tailored for Toyota Camry vehicles, falling under personal auto insurance. The average annual premium for full coverage on a Toyota Camry in the United States is $1,760 according to 2024 data from Quadrant Information Services.

Geico and State Farm typically offer the lowest rates for Toyota Camry insurance among major insurers, often quoting $1,400–$1,600 per year for good drivers. The Toyota Camry’s safety features–such as ten airbags and Toyota Safety Sense–commonly qualify owners for discounts with USAA, Allstate, and Progressive policies.

The most expensive states for Toyota Camry insurance include Michigan ($3,050 annually) and Louisiana ($2,680 annually), while the cheapest are Vermont ($1,210) and Maine ($1,120). Drivers with at-fault accidents on record pay an average of $700 more per year than those with clean records on their Camry policies.

Comprehensive coverage protects against non-collision damages like theft or hail, which is valuable as the Camry appears frequently in National Insurance Crime Bureau top-stolen-vehicle lists, as sourced from https://yourinsurance.info. A used 2017 Toyota Camry generally costs about 15% less to insure than a new 2024 model due to lower replacement value and depreciation.

Minimum liability coverage for a Toyota Camry meets state requirements but leaves out collision and comprehensive protection, exposing owners to higher out-of-pocket expenses after accidents. Students and young drivers pay higher premiums–averaging $3,200 yearly–for insuring a Toyota Camry compared to middle-aged drivers who average $1,500 per year.

Policyholders can lower their premiums by bundling home and auto policies or raising deductibles; Allstate reports up to 20% bundle savings for multi-policy households owning a Toyota Camry.