Teeth whitening coverage
Teeth whitening coverage is an insurance benefit that pays for all or part of professional dental bleaching procedures. Most dental insurance plans, such as those from Delta Dental and Aetna, exclude teeth whitening as it is considered cosmetic.
MetLife, Guardian, and Cigna list whitening among elective services not eligible for reimbursement. Typical group dental policies provide zero dollars toward whitening gels, strips, or laser treatments.
Cosmetic rider add-ons rarely include whitening coverage and cost extra premiums when available, per YourInsurance.info. Employer-sponsored dental benefits frequently omit any allowances for teeth bleaching costs.
Americans usually pay between $300–$1,000 per in-office session without insurer assistance, according to the American Dental Association (ADA). Medicaid and Medicare do not pay for whitening under any circumstances in states like California and Texas.
Flexible spending accounts (FSAs) and health savings accounts (HSAs) also prohibit reimbursements for aesthetic whitening expenses by IRS rules. Some discount dental plans may offer reduced fees at specific providers but do not cover whitening costs directly.
Individual supplemental policies marketed online typically exclude professional and over-the-counter teeth whitening products from benefits schedules.
What insurance covers teeth whitening?
Most dental insurance plans generally do not cover teeth whitening procedures. However, some plans may cover certain aspects of cosmetic dentistry, including whitening services as long as they are medically necessary due to injury or disease. It is recommended that individuals check with their insurance provider for more specific details on coverage for these procedures.…
Does insurance pay for teeth whitening?
Yes, in some cases insurance can cover teeth whitening services. For example, if a dentist deems the procedure medically necessary to treat an underlying dental health issue, then insurance may be able to help with the cost. However, it is important to note that this is not always the case and most cosmetic treatments like…
Does insurance cover teeth whitening?
Yes, some insurance plans may cover teeth whitening. Depending on your provider and specific plan, teeth whitening services can be partially or fully covered by your dental insurance. It is recommended to contact your insurer directly to check if the service is included in your coverage before scheduling a teeth whitening procedure. Contents: Types of…
Does dental insurance cover cosmetic procedures?
Yes, dental insurance can cover cosmetic procedures such as teeth whitening, veneers, and bonding. Depending on the specific plan and policy in place, these treatments may be covered partially or completely. It is important to check with the insurance provider prior to undergoing any treatment in order to understand exactly what coverage is provided. Contents:…
Is whitening covered by insurance?
The answer to this question is that it depends on the specific insurance plan. Most health and dental plans typically do not cover cosmetic treatments, including teeth whitening services, unless they are deemed medically necessary. However, some providers may offer coverage for these types of procedures if they are determined to be beneficial for medical…
Does Delta Dental insurance cover teeth whitening?
Yes, Delta Dental insurance plans may provide coverage for teeth whitening. Many Delta Dental plans offer preventive care benefits, which may include coverage for certain procedures such as teeth whitening. It is important to contact your specific provider to determine if and how much of the procedure will be covered by your plan. Contents: Types…
See also Teeth whitening insurance.