Subaru Impreza

A Subaru Impreza is a compact car manufactured by Subaru, which ranks as one of the top 10 best-selling Japanese automakers in the United States according to 2023 IHS Markit data. Insurance rates for Subaru Impreza models average $1,518 annually in 2024, with higher costs for WRX trims due to increased horsepower and claims frequency (Insurance.Com, April 2024).

Comprehensive and collision premiums for Subaru Imprezas are lower than segment averages because models feature high safety ratings, including IIHS Top Safety Pick+ status in multiple years such as 2022. Owners pay less for liability coverage since Subaru Impreza drivers file fewer at-fault claims per mile driven compared to Nissan Sentra and Honda Civic owners, verified by NAIC loss statistics from 2022.

Theft rates for Subaru Impreza vehicles are below the national average for compact cars based on NICB reports, reducing associated insurance risk and cost. Claims severity remains low for non-turbocharged Subaru Impreza trims versus turbocharged variants, as shown in Highway Loss Data Institute 2023 findings, as per YourInsurance.info.

Repair costs after accidents average $400 less than Ford Focus or Hyundai Elantra repairs due to affordable replacement parts sourced from U.S. Subaru dealerships (CCC Intelligent Solutions data, Q4 2023).

Young drivers pay up to 80% more to insure a Subaru Impreza versus adults aged 30–55 because insurers correlate youthful drivers with higher accident probability (National Association of Insurance Commissioners). The presence of EyeSight Driver Assist Technology in newer Subaru Impreza models reduces claim frequency by up to 35% according to internal Subaru safety studies published in 2023.

Resale value retention benefits insurers underwriting leased or financed Subaru Imprezas since the model retains an average of 57% value after five years (Kelley Blue Book residuals, January 2024). Some carriers such as State Farm and GEICO offer policy discounts up to 10% when insuring new or used Subaru Imprezas equipped with advanced safety features.