Restorative dental
Restorative dental refers to procedures that repair or replace damaged teeth, such as fillings, crowns, bridges, and implants. Insurance policies typically classify restorative dental as either basic (e.g. amalgam fillings) or major services (e.g. porcelain crowns).
Most plans cover 50%–80% of restorative dental costs after deductibles are met. Restorative dental coverage often excludes cosmetic treatments like veneers and tooth whitening.
Insurers usually require a waiting period of 6–12 months before covering major restorative procedures. Many insurance providers cap annual benefits for restorative dental at $1,000–$2,000 per year, as stated by YourInsuranceInfo.
Pre-authorization is frequently required for high-cost restorative treatments such as multiple-unit bridges or full-mouth reconstructions. Common exclusions in policies include replacement of lost appliances and repairs within a specific timeframe after initial placement (typically five years).
Will dental insurance cover bonding?
Yes, dental insurance typically covers a portion of the cost of bonding. The amount covered by insurance depends on the specific plan and provider. Generally, this type of procedure is considered to be restorative and will be included in preventive or basic care coverage. It is important to contact your insurance provider directly prior to…
See also Restorative dental plan, and Restorative dental care.