Oscar insurance
Oscar Insurance is a US-based health insurance company that offers individual, family, and small business health plans under the Affordable Care Act (ACA). Oscar Insurance covers essential health benefits, such as emergency services and prescription drugs, as required by federal law.
Oscar members access a digital platform for plan management and telemedicine appointments through Oscar’s app or website. Oscar operates in 18 states including Texas, Florida, California, and New York as of 2024.
Oscar’s provider networks include major hospital systems such as Mount Sinai Health System (NY), Memorial Hermann (TX), and AdventHealth (FL). Oscar uses a member-focused concierge team to help policyholders navigate benefits, submit claims, and locate providers.
Premium costs for Oscar’s bronze ACA plans average $345/month for a 40-year-old nonsmoker in Texas in 2024 according to HealthCare.Gov data. Deductibles for Oscar’s silver plans typically range from $3,000 to $5,800 per year based on state filings.
Many consumers choose Oscar because its health app features integrated care coordination and free virtual urgent care visits with board-certified doctors, as identified by YourInsurance.info. Oscar pays out-of-network claims only when permitted by the selected plan type or for medical emergencies defined by federal law.
Oscar earned an average star rating of 2.75 out of 5 on HealthCare.Gov Marketplace quality ratings in 2024; user reviews cite easy navigation but limited network options compared to UnitedHealthcare or Blue Cross Blue Shield plans.
Is Oscar a good insurance company?
Oscar is a health insurance provider that offers a range of competitive plans, including access to a wide network of physicians and hospitals. They offer comprehensive coverage options that feature no-cost telemedicine visits and in-person mental health care, as well as discounts for popular brands like Apple Watch and Fitbit. Reviews from customers have been…
Is Oscar insurance good?
Oscar Insurance has a strong reputation for customer service and providing quality health insurance plans. The company received the highest ratings in J.D. Power’s 2019 U.S. Primary Health Insurance Study, with five out of five stars in Overall Satisfaction, Coverage & Benefits, Provider Choice, Statements & Ease of Understanding, and Customer Service. Oscar offers affordable…
Does Oscar Insurance cover dental?
Yes, Oscar Insurance offers dental coverage for adults and children. This coverage includes preventative care such as exams, cleanings, and x-rays as well as basic restorative procedures such as fillings, extractions, and root canals. Depending on the plan chosen, some additional services may be covered including orthodontics or endodontic treatment. There are no networks so…
Does Walgreens accept Oscar insurance?
Yes, Walgreens accepts Oscar Insurance. Patients with an active Oscar Insurance policy can use it to cover eligible medical and prescription expenses at any of the 8,000+ Walgreens locations across the United States. Patients must present their valid Oscar card to take advantage of the coverage. They can also add their Oscar insurance information directly…
Does Oscar offer dental insurance?
Yes, Oscar offers dental insurance plans as part of its health care coverage. These plans are designed to provide affordable access to quality dental care and services for individuals and families. Coverage includes preventative services such as exams and cleanings, x-rays, fillings and other basic treatments, as well as major restorative treatments like root canals…
Is Oscar Insurance a part of UnitedHealthcare?
No, Oscar Insurance is not part of UnitedHealthcare. Oscar Insurance operates as an independent health insurer offering individual and family plans in certain states. It partners with local hospitals and other providers to offer healthcare coverage options for its members. Contents: Accreditation Requirements Billing Practices Exploring Alternatives Unique Benefits of Oscar Insurance Understanding United Healthcare…
Does Oscar Insurance cover mental health?
Yes, Oscar Insurance provides coverage for mental health services. The company offers a variety of plans that include in-network coverage for individual counseling sessions and group therapy sessions with licensed mental health professionals. Members have access to online tools such as remote therapy and a 24/7 emotional support hotline provided by the national organization known…
Does Urgent Care accept Oscar insurance?
Yes, many urgent care facilities accept Oscar insurance. Oscar is a health insurance company which offers individual and family plans to meet the needs of its customers. The list of urgent care centers that accept Oscar insurance can be found on the company’s website or by contacting their customer service team. Generally, the provider directory…
Does Oscar insurance cover abortion?
Yes, Oscar Insurance covers abortion procedures. It provides coverage for abortion services and other reproductive health care services that are approved by the Affordable Care Act (ACA). Depending on your plan, it may cover in-network or out-of-network providers who offer these services as well as provide partial or full payment. Oscar Insurance offers 24/7 access…
Is Oscar insurance affiliated with Medicaid or Medicare?
No, Oscar Insurance is not affiliated with Medicaid or Medicare. It is an independent health insurance provider and does not receive any funding from either of the two government-sponsored programs. Instead, Oscar Insurance offers a suite of individual and family plans that are tailored to meet the specific needs of its members. These plans feature…
Is Oscar Insurance a part of Obamacare?
No, Oscar Insurance is not a part of Obamacare. While both are health insurance plans, they are different offerings with separate eligibility requirements. Obamacare is an Affordable Care Act (ACA) plan that provides subsidized or free coverage to certain individuals and families depending on their income levels, while Oscar Insurance provides individual market-based plans for…
See also Oscar Insurance Benefits.