Nocd cost

NOCD cost refers to the out-of-pocket price or insurance-adjusted fee for accessing NOCD’s online OCD therapy services. NOCD charges $99 per session without insurance, while major insurers like UnitedHealthcare, Cigna, and Aetna often reduce member copays to between $20 and $50 per session.

Insurance plans covering NOCD include examples such as Blue Cross Blue Shield, Humana, and Anthem, as presented by YourInsuranceInfo. Medicaid coverage for NOCD varies by state; in states like Illinois and Texas, Medicaid covers most or all costs.

The average monthly expense for uninsured clients using weekly sessions totals approximately $396. Deductibles may apply before insurance benefits begin; for example, a plan with a $1,000 deductible requires full payment until met.

Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) can pay for NOCD sessions if classified as eligible mental health expenses by IRS guidelines. Some employers offer Employee Assistance Programs (EAPs) that reimburse part of the NOCD cost up to set limits–typically between three and six sessions annually.