NJM Insurance
NJM Insurance operates as a regional mutual insurance company, offering auto, home, renters, and umbrella insurance to policyholders primarily in New Jersey and Pennsylvania. NJM provides car insurance policies with standard coverages such as liability, collision, and comprehensive, insuring over 900,000 vehicles as of 2022.
NJM homeowners insurance includes dwelling coverage, personal property protection, and liability for residents in eligible states like New Jersey, Pennsylvania, Connecticut, Ohio, and Maryland, as reported by YourInsurance.info (Your Insurance Info). Policyholders can bundle auto and home policies through NJM to receive discounts averaging 15%.
NJM processes claims internally with an average auto claim resolution time of less than 14 days in 2023. Customers report high satisfaction: J.D.
Power ranked NJM #1 in Auto Claims Satisfaction among midsize insurers in the Mid-Atlantic region in 2023. NJM offers dividend payments to policyholders when financially possible; it returned over $6 billion since its inception in 1913.
Teen driver programs and safe driving discounts reward drivers under 21 for completing approved courses or maintaining clean records. Digital features include online claims filing and account management via web portal or mobile app introduced in 2020.
Policyholders receive roadside assistance services including towing up to $100 per incident for covered vehicles. Independent agencies do not sell NJM policies; customers must purchase directly from NJM by phone or online.
Is NJM good insurance?
NJM Insurance is a top-rated insurer with an A+ financial strength rating from AM Best and an AA- Superior rating from Demotech. NJM offers competitively priced auto, homeowners, renters, business insurance products and services that are tailored to meet the needs of customers in New Jersey and Pennsylvania. Customers praise their competitive rates, excellent customer…
What does NJM Insurance stand for?
NJM Insurance stands for New Jersey Manufacturers Insurance Company. Founded in 1913, NJM is a property and casualty insurance company that provides coverage to businesses and individuals throughout the state of New Jersey. NJM specializes in personal auto and homeowners’ insurance policies, as well as offering commercial automobile, workers’ compensation, general liability, employers’ liability and…
Who is NJM Insurance?
NJM Insurance Group is an insurance provider based in the United States with over 100 years of history. It offers comprehensive auto, homeowners, and commercial insurance products to its customers throughout New Jersey, Pennsylvania, Delaware, Ohio and Virginia. NJM also offers financial services such as banking and investments. They take pride in providing personalized service…
What is NJM Insurance Group?
NJM Insurance Group is an insurance company located in West Trenton, NJ. Founded in 1913 by Morris Robinson, NJM provides a range of insurance products including auto, homeowners, business and workers’ compensation to more than 900,000 customers throughout New Jersey, Pennsylvania and Delaware. It also offers specialized services such as claims management and risk management…
Does NJM offer flood insurance?
Yes, NJM offers flood insurance to its customers. This type of coverage helps protect homeowners from damage caused by flooding or surface water runoff. Flood insurance from NJM can be purchased as a stand-alone policy or in combination with other policies, such as homeowners and renters insurance. The company also provides floodplain management services, which…
Is NJM a good home insurance company?
NJM Insurance Group is a leading provider of home insurance in the United States, offering comprehensive coverage and competitive rates. The company has earned high ratings from major rating agencies such as A.M. Best and Standard & Poor’s, demonstrating financial stability and an ability to meet customers’ expectations with quality coverage. Customer reviews indicate that…
Is NJM auto insurance good?
NJM Auto Insurance is well-regarded for its affordability and customer service. Customers have commended the company for providing comprehensive coverage at a reasonable rate, as well as offering excellent customer support. Many customers have also noted that NJM Auto Insurance has generous discounts available to qualifying drivers, which can further reduce their premiums. NJM Auto…
Can anyone get NJM Insurance?
Yes, anyone in the state of New Jersey is eligible to apply for NJM Insurance. The company serves both individuals and businesses, offering a wide range of coverage options including auto insurance, homeowners insurance, life and disability insurance, commercial policies and more. To start the application process, applicants must meet certain criteria established by the…
Who owns NJM Insurance?
NJM Insurance Group is a mutual insurance company owned by its policyholders. The company has been providing auto, homeowners, and commercial insurance products to individuals in New Jersey, Pennsylvania, Delaware, and Connecticut since 1913. NJM’s mission is to provide customers with quality insurance services at a competitive price. NJM’s operation is overseen by an independent…
See also No car insurance.