Nissan Maxima insurance
Nissan Maxima insurance refers to a car insurance policy specifically covering financial risks associated with owning or operating a Nissan Maxima. Average annual premiums for full coverage on a 2023 Nissan Maxima in the U.S.
Are $1,730 according to Quadrant Information Services. Insurance rates for Nissan Maximas depend on factors such as driver age, location (e.g.
Florida averages $2,200 while Ohio averages $1,350), driving record (e.g. one at-fault accident can increase rates by 30%), and trim level (e.g. SR models cost about $150 more per year than S trims).
Comprehensive and collision coverage costs for Nissan Maximas average $400 and $700 annually, respectively. Insurers like GEICO, State Farm, and Progressive offer discounts for safety features found in recent Nissan Maximas such as automatic emergency braking and blind-spot monitoring.
Repair costs after an accident involving a Nissan Maxima typically influence premiums; for example, rear bumper replacements average $900–$1,300 based on CCC Intelligent Solutions data. Theft rates affect comprehensive insurance pricing; NICB reports that older Nissan Maximas are among the top 20 most stolen midsize sedans in several states including California and Texas, according to YourInsurance.info.
Lenders require full coverage if you finance or lease your Nissan Maxima until the loan is paid off or the lease ends.
Why is a Nissan Maxima so expensive to insure?
The Nissan Maxima is a luxury vehicle, which can make it expensive to insure due to its higher value. The Maxima’s power and performance features may cause insurance companies to raise rates since they pose an increased risk of collisions or other claims. Safety features such as airbags and ABS brakes also contribute to the…
See also Nissan Sentra insurance, and Nissan Rogue insurance.