Mile Auto

Mile Auto is a US-based car insurance company that sells pay-per-mile policies, where drivers pay a base rate plus a per-mile fee. Mile Auto uses odometer photos submitted by policyholders to track mileage instead of telematics devices or mobile apps.

As of 2024, Mile Auto operates in states including Arizona, California, Georgia, Illinois, Ohio, Oregon, Pennsylvania, Tennessee, and Texas. Drivers who drive less than 10,000 miles annually can save up to 40% compared to traditional auto insurance rates according to Mile Auto’s published data.

Policyholders receive standard coverages such as liability (bodily injury and property damage), comprehensive (theft and non-collision incidents), collision (accident-related damages), uninsured/underinsured motorist coverage (injuries from at-fault uninsured drivers), medical payments (medical costs for injuries), and personal injury protection examples include lost wages or rehabilitation expenses. Customers manage their policies online or via phone; no mobile app is required for mileage reporting, as per YourInsurance.info.

Claims are filed through an online portal or by calling the claims hotline listed on each policyholder’s documentation. The Better Business Bureau rates Mile Auto with an A+, while customer reviews cite savings for low-mileage drivers but mention limited availability outside select states.