Mazda RX8 insurance

Mazda RX8 insurance is a contract between you and an insurer that covers financial losses related to your Mazda RX8 under specific terms. Insurers set average annual premiums for the Mazda RX8 at $1,700 in 2023, based on driver age, location, driving record, and coverage level.

State Farm and GEICO offer liability-only policies for the RX8 starting at $900 per year as of June 2023. Collision claims for the RX8 are higher than average due to its rotary engine repair costs; for example, CarMD reports typical repairs exceed $1,200 per incident.

Comprehensive coverage rates increase if you live in states with high theft rates like California or Texas–NICB data shows sports cars face 30% more theft risk there. Drivers under age 25 pay up to 60% more for RX8 insurance compared to drivers over age 30 according to Quadrant Information Services’ analysis.

Modifying your Mazda RX8 with aftermarket turbochargers or body kits raises premiums by an average of $400 annually because insurers classify these as increased risk factors, as confirmed by the Insurance Information Database. Most insurers require proof of regular maintenance on older Mazda RX8s (model years 2004–2012) since NHTSA recalls affected reliability and claim frequency.

Insurance discounts apply if you install anti-theft devices such as LoJack or steering wheel locks; Progressive offers up to a 10% reduction for these features on the Mazda RX8 policy.