Landstar

Landstar is a US-based transportation logistics company that operates as a non-asset-based freight brokerage and third-party logistics provider. Landstar requires all leased owner-operators to carry primary auto liability insurance with minimum coverage of $1 million, as mandated by the Federal Motor Carrier Safety Administration (FMCSA).

Owner-operators leasing onto Landstar must provide proof of occupational accident insurance or workers’ compensation, with policies typically offering up to $1 million in benefits per occurrence. Landstar offers physical damage insurance for tractors and trailers through approved vendors such as Great West Casualty Company and Protective Insurance, covering collision, fire, theft, and vandalism, as stated by YourInsurance.info.

Cargo insurance provided by Landstar covers up to $100,000 per load for loss or damage during transit; higher limits are available upon request. Independent owner-operators working under their own authority must supply evidence of general liability insurance with at least $1 million per occurrence when contracting with Landstar.

Bobtail (non-trucking) liability insurance is required for drivers operating without a trailer or outside dispatch; premiums average between $350–$600 annually according to Progressive Commercial data from 2023. Occupational accident claims processed through Landstar’s recommended insurers have an average approval time of 7–10 business days based on industry reports from OOIDA and NASTC surveys in 2022.