Tag: kd: 30-49, 15001-20000

When a term life insurance policy expires, the coverage ceases and no death benefit will be paid to beneficiaries. Depending on the policy, policyholders may also be subject to higher premiums upon renewal or may need to reapply for new coverage. In some cases, policyholders may have the option of converting their term life insurance…

Yes, most auto insurance companies offer monthly payment plans for customers. Generally, there is an initial down payment plus monthly installments that cover the cost of the policy. Customers typically receive a discount if they choose to pay the full amount upfront. Depending on their state’s regulations, some companies may also require customers to make…

Yes, you can apply for dental insurance anytime. Dental plans are typically offered year-round and don’t follow the same open enrollment periods as health care plans. Many employers offer dental coverage either through their company plan or by allowing employees to purchase a plan through a private insurer. You may also be able to purchase…

Spouse dependent life insurance is a type of life insurance policy that provides coverage for both spouses. It usually pays out when either the husband or wife passes away and can help protect the surviving spouse from financial hardship. This type of policy typically has higher premiums than single-life policies, but can provide peace of…

Yes, insurance for a leased car is typically more expensive than if the car were purchased outright. This is because the leasing company has an interest in protecting their investment and may require additional coverage or higher limits on existing coverages that can raise monthly premiums. Leased cars tend to have higher rates of accident…

Yes, life insurance sales can be a good job. For those motivated by helping others, providing valuable resources and security to families can be very rewarding. There is also potential to earn high commissions in this field, as there are often generous bonuses for meeting sales goals. With the right combination of marketing and customer…

Cavity fillings without insurance can vary widely in cost. The average cost of a cavity filling is between $50 and $150, depending on the size of the cavity and the type of material used to fill it. For example, metal or porcelain fillings are usually more expensive than composite or plastic ones. Some dentists may…

The order of registering and insuring a car depends on the location. Generally, it is recommended to register a vehicle first before insuring it as some states require proof of registration in order to obtain insurance. To ensure that you follow the proper protocols for your area, it is best to check with your local…

1. Visit the Gap Health Insurance website to learn more about their insurance plans. You can also contact the company directly or reach out to a certified agent who can provide advice on which plan best fits your needs. 2. You may also be able to get gap health insurance through an employer-sponsored plan or…

1. Obtain a Missouri producer license from the Department of Insurance, Financial Institutions and Professional Registration. This includes submitting an application along with a surety bond, meeting financial responsibility requirements and paying any applicable fees. 2. Complete pre-licensing education courses with approved providers as required by the state’s department of insurance regulations. Successfully pass exams…

Yes, some insurance providers may cover Nicorette as part of their coverage. To find out if your health insurance provider covers Nicorette products, you should contact them and ask about specific coverage for any medications or smoking cessation aids that might be offered under the policy. Many companies offer discounted programs and coupons which can…

Yes, it is necessary to have insurance to drive a car. Most states require drivers to carry liability insurance at minimum in order to legally operate a motor vehicle. Liability coverage helps pay for damages you cause if you are responsible for an accident or damage property with your car. Some states may also require…

Yes, insurance can cover assisted living facilities in some cases. Health insurance policies and long-term care insurance may provide coverage for assisted living services, depending on the individual policy and state regulations. Medicare does not generally cover assisted living costs but may cover certain services such as skilled nursing or physical therapy if those are…

It depends on the individual needs and budget of each person. Dental insurance typically offers coverage for a wide range of treatments that might be required for preventive, restorative, or orthodontic care at different levels depending on the plan chosen. A discount dental plan allows individuals to receive discounted services from participating providers but does…

No, you cannot take out insurance on someone else’s car. Insurance policies are issued to the registered owner of the vehicle and must have the same name as the person paying for coverage. Most companies require proof of ownership before issuing a policy. Therefore, even if it is in your friend’s name, unless you are…

Insurance adjusters typically use a “multiplier” method to calculate pain and suffering. They start by totaling up all of the economic losses associated with an accident (medical bills, lost wages, etc.) And then applying a number from 1-5 that multiplies this total figure. The higher the multiplier, the higher the compensation for pain and suffering…

Gastric sleeve surgery typically costs between $14,000 and $25,000 without insurance. Additional fees may be required depending on the specific procedure, geographical location, and other factors such as additional hospital or surgeon’s fees. The cost is generally higher if an individual opts for a more comprehensive package of services, such as pre-operative tests or post-operative…

Yes, insurance can cover sewer backup. Typically, homeowners insurance policies include coverage for damage that is caused by a backup or overflow of a sewer or drain on the property. However, it is important to check with your individual insurer as coverage and limits may vary between policies. Some insurers require policyholders to purchase additional…

Yes, most insurance providers will cover the cost of a stolen catalytic converter. Comprehensive coverage includes theft and vandalism, so you should be able to make a claim for any stolen parts. It is important to check with your specific provider to understand exactly what is covered by your policy. Some insurers may offer enhanced…

Insurance coverage of WeGovy varies depending on the provider. Some health insurance plans may offer full or partial coverage for WeGovy while others may not cover it at all. Individuals should check with their specific insurer to determine if they are eligible for coverage and what the specific terms of that coverage are, such as…

The cost of boat insurance varies greatly depending on the type and size of the vessel, its location, and a variety of other factors. Generally, basic coverage for smaller vessels with fewer features can range from about $200 to $400 per year; however, more comprehensive coverage may cost significantly more. For larger boats or boats…

The first step towards obtaining insurance coverage for weight loss surgery is to contact your insurance provider. Ask them if weight loss surgery is covered under their policy, as it may be classified differently from regular medical treatments and procedures. If the procedure is not covered, inquire about potential exceptions or special cases in which…

The cost of a VSG procedure with insurance coverage varies depending on the type and level of insurance. Generally, the cost is reduced significantly due to the fact that most insurance policies cover at least part of the procedure costs. The amount covered may depend on deductibles, co-payments, coinsurance amounts and other factors. It is…

Yes, Next Insurance is a legitimate company that provides real insurance policies for small businesses. The company is licensed and authorized to sell business insurance in all 50 states of the U.S. And offers customizable policies designed to protect companies from a variety of risks, including property damage and liability. Customers can purchase their business…

Yes, the Women, Infants and Children (WIC) program does provide health insurance. As part of their nutritional assistance program, WIC provides eligible participants with access to healthcare coverage and medical benefits that are designed specifically for pregnant women, breastfeeding mothers, infants and children up to the age of 5 years old. These benefits include free…

The cost of cyber insurance depends on a variety of factors, including the size and scope of the business being insured, the type and amount of coverage desired, and any additional risk management or security measures already in place. In general, businesses with larger risks may need to pay more for adequate coverage than smaller…

Yes, an inspection may be required for homeowner’s insurance. Depending on the insurer and policy type, inspections can involve a visual inspection of your property or a more comprehensive evaluation. Inspections help insurers assess risks and determine the coverage amount for your home. Some policies require ongoing inspections to ensure that there are no changes…

In Georgia, all drivers are required to have liability car insurance. Liability insurance covers any costs associated with injury or damage caused by an accident for which the policyholder is found at fault. It typically includes bodily injury liability and property damage liability coverage. Georgia requires drivers to carry $25,000 per person for bodily injury…

No, a parking ticket typically does not go on your insurance record. Generally, a parking ticket is an administrative offense that you are required to pay but it does not affect your insurance rates. Even if the parking ticket results in points being added to your driver’s license, this typically will not affect your insurance…

Notary E&O Insurance is a type of insurance specifically designed to protect Notaries Public from financial loss due to errors, omissions or negligence in the performance of their duties. This type of insurance provides coverage for claims alleging incorrect advice, fraud, dishonesty and more. It also covers legal defense costs associated with defending against any…