Tag: kd: 30-49, 10001-15000

Permanent life insurance provides coverage for your whole life, rather than just a set period of time like term life insurance. To convert a term life policy to permanent coverage, contact your insurance company and explain that you would like to switch over. Your insurer will evaluate the current terms of your policy and discuss…

Insurance coverage for a colonoscopy will vary depending on the specific policy. Generally, many insurance providers will cover the procedure if it is recommended by a doctor and deemed medically necessary. Medicare and Medicaid plans typically cover some or all of the cost of a colonoscopy. Many private insurers also provide at least partial coverage…

Yes, insurance for older cars is generally more expensive than for newer vehicles. This is because older cars have greater chances of being involved in accidents due to the depreciation in value that comes with age. The cost to repair an older vehicle may be higher due to difficulty in obtaining parts and a longer…

The cost of private health insurance in Canada varies greatly depending on the type of coverage chosen, the age and health of the insured person, and where they live. Generally speaking, basic coverage can range from $25 – $100 per month for an individual, with premium plans reaching several hundred dollars a month. These costs…

Stacked insurance is generally better than unstacked insurance because it provides a higher level of coverage for the policyholder. Stacked insurance coverage includes multiple coverages that can all be used in tandem, offering more protection and peace of mind to drivers. With stacked policies, policyholders get additional coverage if an incident affects multiple vehicles or…

Yes, renters insurance does cover lost items. The coverage typically includes the replacement or reimbursement of property damaged, destroyed, or stolen from an insured residence due to a covered peril such as theft, fire, hail, lightning and other disasters outlined in the policy. However, there may be exclusions or limits to this type of coverage…

It depends on the type of insurance policy and what coverage it provides. Generally, homeowners insurance policies provide protection against damage caused by external sources, such as wind or hail. If damage is a result of a covered cause, then the policyholder may be eligible for roof replacement coverage. It is important to check with…

Yes, funeral homes will usually wait for life insurance to cover the cost of a funeral service. They understand that it can take time for the policy to go through and they are willing to wait in most cases, as long as there is some form of payment arrangement made in advance. This arrangement is…

Plumber’s insurance typically covers losses and liabilities related to the plumber’s work, such as damage to property, injury on the job site, or liability claims. It may also include protection from financial loss due to errors or omissions in professional services, depending on the type of policy taken out by the plumber. Many policies provide…

Yes, Blue Cross health insurance plans generally cover abortion services. Generally speaking, coverage is determined by the individual plan and may vary depending on where you live. It’s important to check your policy or contact a representative to make sure that abortion care is covered in your specific plan. Contents: Overview of Blue Cross Health…

Yes, insurance typically covers genetic testing for breast cancer. Most health plans in the United States are required to cover genetic tests that are approved by the U.S. Food and Drug Administration (FDA) or recommended by professional medical guidelines. Many private insurers provide coverage for other types of genetic testing if it is deemed medically…

Yes, it is important to have insurance for a camper. Insurance will provide financial protection in the event of an accident or theft and can help cover any medical expenses associated with camping trips. Most campers are required to have some type of liability coverage in case someone is injured while on the property. Having…

Most health insurance plans cover comprehensive eye examinations, which can include assessing visual acuity, checking for refractive errors, and evaluating ocular health. Depending on the plan and level of coverage, some patients may need to pay a co-payment or coinsurance for each exam. Some vision insurance plans specifically designed for eye care also exist that…

Forced-placed insurance is a type of property insurance obtained by a lender when a borrower fails to maintain adequate coverage. This type of policy covers the physical structure, such as damage caused by fire and other disasters, as well as associated liability costs. It may also include loss of rental income should the premises become…

The best car insurance in India depends on your individual needs and preferences. There are several insurance companies to choose from, including HDFC Ergo, Bajaj Allianz, ICICI Lombard, and Tata AIG General Insurance Company. It is advisable to compare the different options in terms of coverage and price before making a decision. It may be…

State Auto is a well-established insurance company with decades of experience in the industry. They provide customers with competitive rates and a variety of plans to suit individual needs. Customers praise State Auto for their knowledgeable customer service representatives who are happy to help explain different coverage options and guide them through the claim process…

The member ID on an Aetna insurance card can be found in the top right corner of the card. It is typically a nine or ten digit alphanumeric code that begins with a letter and ends with numbers, and it will be labeled as ‘Member ID’ or ‘ID#’. If this section is blank on the…

Safeway Pharmacy accepts a variety of insurance plans, including Medicare Part D, Tricare, Cigna and Express Scripts. The pharmacy offers savings programs for customers without coverage. Safeway’s website states that customers should contact their local store to confirm which plans are accepted prior to using the pharmacy services. Some Safeway pharmacies may also accept other…

Insurance distributes the financial consequences of individual losses by pooling risks. The risk of an individual loss is spread over a group, or the insured population, and thus the cost of the loss is shared among them. This allows individuals to pay a portion of their losses in premiums, which are then pooled together in…

The cost of term life insurance in Canada will depend on several factors, including the insured’s age, gender, health history, occupation and lifestyle. Generally speaking, premiums can range anywhere from as low as $20/month up to a few hundred dollars per month. The most expensive policies typically offer higher coverage amounts or shorter terms. It…

Yes, it is often cheaper to insure multiple cars with the same provider. Many insurers offer multi-car discounts as an incentive for customers to purchase more than one car insurance policy. Multi-car discounts can range from 5% to 25%, depending on the provider and number of vehicles being insured. Many insurers allow customers to add…

Yes, dental insurance can cover IV sedation depending on the type of policy. Generally speaking, major medical policies usually cover a percentage of the cost for IV sedation as part of an overall dental procedure. Some supplemental insurance plans may also provide coverage for certain aspects of IV sedation that are not covered by major…

Yes, homeowners insurance typically covers damage caused by hurricanes. Generally speaking, most standard home insurance policies will cover things like roof and siding damage, as well as damages to interior belongings. However, additional coverage may be necessary if the area is at risk of flooding or has particularly high wind speeds that are more likely…

The length of time for insurance rates to decrease following an accident will depend on a variety of factors, including the severity and type of accident as well as the specific insurer. Generally, if there are no injuries or serious damage involved, premiums may start to go down within six months. In cases involving more…

No, liability insurance does not generally cover damage to property. It is designed to provide coverage in the event that a person or business is found legally responsible for an injury or damages suffered by another party. Therefore, it would not cover damage such as a broken window. Contents: Overview of Liability Insurance Benefits of…

Yes, deposits held in a bank that is insured by the Federal Deposit Insurance Corporation (FDIC) are considered to be popular direct FDIC insured. All banks and other financial institutions offering deposit accounts like checking, savings and money market accounts are required by law to be FDIC-insured. As such, any deposits made into these accounts…

No, your spouse is not automatically your beneficiary on life insurance. You have the option to designate a beneficiary when you purchase a life insurance policy, and this does not necessarily have to be your spouse. The beneficiary designation that you make when signing for a policy is legally binding and will remain in effect…

Yes, the AAA Credit Card covers rental car insurance. It provides primary or secondary coverage for damage and theft to a rental vehicle when the entire cost of the rental is charged to an eligible AAA Credit Card account. Primary coverage includes up to $50,000 of physical damage, loss or theft protection and legal service…

The cost of a gastric sleeve procedure with insurance will vary depending on the individual’s specific plan and policy. Generally, most insurance plans cover part or all of the costs associated with a gastric sleeve operation, such as hospital fees, doctor fees, and other related costs. The exact amount that is covered by an individual’s…

Yes, it is important to insure a trailer. This is because trailers can be at risk of accidents or thefts, and insuring them helps protect your financial interests in the event that an accident or theft occurs. Many states require some form of insurance for trailers, which may include liability coverage as well as physical…