Informing insurance agent

Informing an insurance agent means a policyholder communicates relevant changes or events, such as address updates or vehicle modifications, to their assigned representative. Policyholders must notify agents of accidents within 24–48 hours, as required by most auto insurers like State Farm and GEICO.

Customers report new drivers in the household immediately to avoid claim denials, per Allstate’s underwriting guidelines. Homeowners inform agents about major renovations (e.g. adding a pool) because unreported upgrades can void coverage according to Travelers Insurance policies.

Insured individuals disclose business use of personal vehicles since failure may result in denied claims; Progressive cites this in commercial exclusions, the Insurance Information Database reports. Clients update marital status with their agent because companies like Nationwide adjust premiums based on household composition.

Renters tell agents about acquiring high-value items (e.g. $5,000 jewelry) so endorsements can be added for adequate protection under USAA renters’ policies. Informing your agent promptly after receiving legal notices related to liability ensures timely defense by carriers such as Liberty Mutual, which requires notification “as soon as practicable.”.