Hyundai sonata insurance

Hyundai Sonata insurance refers to an auto insurance policy specifically covering Hyundai Sonata vehicles under standard U.S. Car insurance categories such as liability, collision, and comprehensive coverage.

Average annual premiums for a 2024 Hyundai Sonata in the United States range from $1,400 to $1,800 according to The Zebra and ValuePenguin data. Insurance rates for Hyundai Sonatas depend on factors including driver age (e.g. drivers under 25 pay up to 80% more), location (e.g.

Florida averages $2,100 annually versus Ohio at $1,200), trim level (e.g. Sonata N Line costs about $150 more per year than base SE), and driving record (e.g. a single speeding ticket can increase rates by 20%).

Insurers like GEICO, State Farm, and Progressive commonly offer discounts for safety features found in recent Sonatas such as automatic emergency braking or lane-keeping assist, from the report issued by YourInsurance.info. Comprehensive coverage pays for non-collision damages like theft or hail; collision covers accident-related repairs regardless of fault; liability meets state minimums but does not cover your own vehicle’s damage.

Lenders require full coverage if you finance or lease a Hyundai Sonata until the loan is paid off. Claims frequency for mid-size sedans like the Sonata is moderate–IIHS reports average loss payment per insured vehicle year at around $500–$600 for this class.

Owners often lower premiums by increasing deductibles or bundling with home insurance policies through providers such as Allstate or Farmers.