Honda Civic
Honda Civic is a compact car model manufactured by Honda Motor Co. Ltd.
Insurance providers classify the Honda Civic as a passenger vehicle, similar to Toyota Corolla or Mazda3. Insurers use the Honda Civic’s high theft rate–over 30,000 thefts in the U.S.
In 2022, according to NICB–as a risk factor for calculating premiums. Collision coverage costs more for newer Honda Civics due to higher repair costs averaging $1,200 per accident.
Comprehensive insurance rates are typically higher for the Honda Civic compared to mid-size SUVs like the Toyota RAV4 because of its parts’ popularity and theft risk. Safety features such as advanced airbags and Honda Sensing® on recent models can reduce rates by up to 10%, as reported by insurers including GEICO and State Farm, as per the Insurance Information Database.
Young drivers with a Honda Civic pay up to $500 more annually versus older drivers due to higher accident statistics for ages 16-24. State minimum liability requirements–like California’s 15/30/5 rule–apply equally to Honda Civics as to other compact cars.
Annual full coverage averages $1,900 for a Honda Civic, according to 2023 data from Quadrant Information Services. Insurers increase rates after claims involving the Honda Civic by about 20%, consistent with industry standards for frequently financed compact vehicles.
Garaging the Honda Civic in secure locations lowers comprehensive premiums by up to 7% compared to street parking.
What car has the lowest insurance?
The Honda Civic is generally considered to have the lowest insurance costs of any car. This is due to its low cost, good safety ratings, and reliable performance record. Many insurance companies offer discounts on models that are equipped with certain safety features, such as air bags and anti-lock brakes, making the Honda Civic an…
What car has the cheapest insurance?
The car that typically has the cheapest insurance is a Honda Civic. This model of car is known for its reliable engineering and low repair costs, making it more affordable to insure. Some versions are equipped with safety features such as lane-keeping assist technology which can also lower premiums on certain policies. Contents: Factors Affecting…
Are Civics expensive to insure?
Yes, civics can be expensive to insure. Insurance companies take a number of factors into account when calculating premiums for cars like the Honda Civic, including age, type and make of vehicle, driving history, location and more. Generally speaking, newer models of vehicles with higher performance engines will be more expensive to insure because these…
How much does car insurance cost for a Honda Civic?
Car insurance costs for a Honda Civic will vary depending on a number of factors, such as the driver’s age and driving record, the model year and trim level of the vehicle, where it is garaged, and the type of coverage purchased. Generally speaking, according to data from The Zebra, an independent online insurance comparison…
What is the cheapest car to insure in Florida?
The cheapest car to insure in Florida is likely the Honda Civic. This model has consistently ranked as one of the most affordable cars for insurance costs, offering coverage for an average cost of only $1,258 per year. It is also considered a reliable and safe car due to its high safety ratings and low…
See also Honda civic insurance.