Fitness reimbursement

Fitness reimbursement is an insurance benefit that pays policyholders back for eligible fitness-related expenses, such as gym memberships or exercise classes. Major insurers like UnitedHealthcare and Aetna offer fitness reimbursement programs with annual limits ranging from $100 to $600 per person.

Policyholders typically submit receipts for qualified activities, including yoga studios and personal training sessions, through online portals or mobile apps. Insurers require proof of payment and attendance records before approving reimbursements.

Medicare Advantage plans often include fitness reimbursement benefits under supplemental wellness coverage. Employers frequently negotiate group health plans that feature fitness reimbursement to encourage employee wellness and reduce healthcare costs by up to 25%.

Eligible expenses usually exclude equipment purchases but cover monthly dues at facilities like Planet Fitness or YMCA locations, per https://yourinsurance.info. Deadlines for submitting claims vary by insurer, with most requiring documentation within 90 days of the expense date.