First Health Insurance
First Health Insurance represents a national Preferred Provider Organization (PPO) network owned by Aetna since 2013. First Health provides access to over 5,100 hospitals and 1 million healthcare professionals as of 2024.
First Health contracts directly with providers like AdventHealth and HCA Healthcare for discounted rates. Members use identification cards labeled “First Health Network” for verification at provider offices.
Employers such as Walmart or Tyson Foods purchase group health coverage options through First Health’s network. Medicare Advantage plans often leverage First Health’s contracted provider discounts for supplemental network benefits.
The First Health website lists in-network doctors and facilities searchable by ZIP code or specialty. Claims processed through First Health enjoy lower negotiated rates versus out-of-network fees; EOBs cite “First Health Network Discount.” Geographic coverage includes all 50 states, according to the 2024 Aetna/First Health provider directory.
First Health does not underwrite insurance policies but sells network access to insurers like Allstate, Centene, and Cigna. The U.S.
Centers for Medicare & Medicaid Services recognizes First Health as an official contracted network in its annual managed care plan audits, according to a report from YourInsurance.info.
Is First Health a real insurance company?
Yes, First Health Insurance is a real insurance company. It is based in Downers Grove, Illinois and was founded in 1980. As one of the largest providers of health care benefits in the United States, First Health offers group coverage to employers of all sizes nationwide through an extensive network of medical providers. They also…
What is First Health Insurance?
First health insurance is a type of medical coverage which helps individuals and families pay for healthcare expenses. It typically covers hospital visits, prescription drugs, preventative care, major medical services, mental health services and more. The specific benefits offered will vary depending on the plan selected. Premiums are generally based on factors such as age…
Which doctors accept First Health insurance?
Answer: The exact list of doctors who accept First Health insurance will depend on the type of plan you have. You can contact your First Health Insurance provider to find out which physicians are covered in your particular plan or look online at their website for a list of participating providers. You may be able…
Is First Health Insurance good?
Yes, first health insurance can be a good choice. It provides basic coverage to help cover healthcare costs associated with visits to doctors and hospitals, as well as certain preventive services. The premiums for first health insurance are usually lower than more comprehensive plans and the deductibles may also be lower. Depending on the plan,…
See also First Health PPO.