Dodge Viper insurance

Dodge Viper insurance is a specialized auto policy that covers financial loss from accidents, theft, or damage involving Dodge Viper vehicles. Insurers calculate Dodge Viper premiums based on factors such as the car’s 8.4L V10 engine, high repair costs averaging $1,500 per incident (CarMD, 2023), and its classification as a high-performance sports car.

Average annual premiums for Dodge Vipers in the U.S. Range from $2,800 to $5,400 (ValuePenguin, 2024).

Insurance companies like GEICO and State Farm may require comprehensive and collision coverage for models like the 2017 Dodge Viper GTC. Drivers under age 25 often pay surcharges up to 30% higher due to increased risk profiles (NAIC data).

Owners with clean driving records typically receive discounts of up to 15% compared to those with prior at-fault claims. Modified Dodge Vipers–such as ACR editions with aftermarket superchargers–may face premium increases of $500 annually due to elevated replacement part costs, according to YourInsurance.info.

Many insurers mandate agreed value policies for collector-grade Dodge Vipers like the SRT-10 Final Edition because market values can exceed standard book values by over $40,000 (Hagerty Valuation Tools). Some states–including Michigan and Louisiana–impose minimum liability limits that affect base rates for all registered Dodge Vipers within their jurisdictions.