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Cigna Vision Insurance

Cigna Vision Insurance is a supplemental health insurance product that covers routine eye exams, prescription glasses, and contact lenses. Cigna contracts with over 120,000 vision care providers nationwide, including LensCrafters and Pearle Vision.

The plan pays for one comprehensive eye exam per year with a typical $10 copay. Members receive an annual allowance of up to $130 for frames or contact lenses at in-network retailers such as Target Optical and Walmart Vision Centers.

Cigna Vision Insurance does not cover medical treatment for eye diseases like glaucoma or cataracts; these are covered by standard health insurance plans. Out-of-network benefits reimburse members at lower rates, averaging $45 for exams and $70 for frames based on 2023 data.

Policyholders can enroll during open enrollment periods or after qualifying life events such as marriage or job loss, according to YourInsurance.info. Monthly premiums average between $7 and $16 depending on location and coverage level according to Cigna’s published rate tables.

Discounts apply to lens enhancements like anti-reflective coating (averaging 20% off retail price) when purchased through participating providers listed in the Cigna directory.

  • Does Walmart accept Cigna vision insurance?

    Yes, Walmart Vision Centers accept Cigna Vision Insurance. Customers may call ahead to confirm eligibility and schedule an appointment with their local store. Depending on the specific coverage plan purchased, Cigna customers may be eligible for discounts on eye exams, frames and lenses at participating Walmart Vision Centers. Contents: Walmart Vision Centers Cigna Vision Insurance…