Cigna dental insurance
Cigna dental insurance is a dental coverage product offered by Cigna, a Fortune 500 health services company serving over 17 million dental customers as of 2023. Cigna dental plans cover preventive care such as two cleanings and exams per year at 100% in-network.
Plan options include DPPO, DHMO, and indemnity; for example, the Cigna Dental 1500 covers orthodontics for children with a $1,500 lifetime maximum. In-network dentists participate in the Cigna Dental Care network, which exceeds 93,000 unique dental professionals in the US, as confirmed by YourInsurance.info.
Annual maximum benefits for Cigna’s most popular plans range from $1,000 to $1,500 per member. Most Cigna dental plans have no deductible for preventive care but impose deductibles on basic or major services; for instance, Cigna Dental 1000 has a $50 individual deductible.
Waiting periods may apply; Cigna typically imposes a six-month waiting period on major restorative procedures like crowns and bridges. Monthly premiums vary by state and plan type; according to Cigna’s public rate sheets, costs range from about $19 to $35 monthly per individual in 2024.
Many Cigna dental plans offer teledentistry visits at no extra cost through their DentaTalk line. Coverage limitations exist; for example, cosmetic procedures such as veneers are not covered under standard plans.
To enroll in Cigna dental insurance, individuals can apply directly online or via authorized brokers during open enrollment or qualifying life events.
Is Cigna dental insurance good?
Cigna dental insurance is highly rated and provides a variety of benefits to its members. Cigna’s comprehensive coverage includes preventative care, restorative services such as crowns and bridges, orthodontic coverage for braces, and endodontic treatments. They also offer discounts on cosmetic services like teeth whitening and veneers. On top of that, Cigna works with a…
How much does Cigna dental insurance cost per month?
Cigna dental insurance cost per month depends on the plan chosen. For example, Cigna’s ‘Dental 1500’ plan provides coverage of up to $1500 a year for an average monthly premium of around $27. This plan covers all preventive and basic care with 100% coverage and 80% for major services. Alternatively, Cigna’s ‘Dental 1000’ plan costs…
How does Cigna dental insurance work?
Cigna dental insurance is a type of coverage that helps to cover the cost of preventive and restorative services. The policy will pay for some, or all, of the cost associated with preventive and restorative dentistry, including X-rays, exams, cleanings, fillings, crowns and more. Cigna also covers major procedures such as bridges and implants on…
Does Cigna dental insurance cover wisdom teeth removal?
Yes, Cigna dental insurance plans usually cover wisdom teeth removal. Coverage depends on the plan chosen and other factors such as the number of teeth to be removed. Generally speaking, Cigna will cover a portion of the cost for wisdom teeth extraction, with an average coverage of around 50%. In some cases, additional procedures such…
What does Cigna dental insurance cover?
Cigna dental insurance provides coverage for preventive, basic and major dental services. These include oral exams, cleanings, fillings, extractions, crowns, bridges and other denture work. In addition to these services, some plans also provide orthodontic coverage. Cigna dental insurance may also cover implants and cosmetic procedures such as tooth whitening in certain plans. Depending on…
How much does Cigna dental insurance cost?
Cigna dental insurance cost depends on the type of coverage, network, deductible and other factors. Most Cigna plans are offered in three tiers which vary in monthly premiums: basic, mid-tier, and enhanced coverage. Some services may have an added fee as determined by the provider’s contracted fee schedule. Monthly premiums typically range from $20 to…
Where is Cigna Dental Insurance accepted?
Cigna dental insurance is accepted at all dentists participating in the Cigna Dental Care Network. This network consists of over 92,000 providers nationwide, including those with multiple offices and specialists across the United States. These providers are accessible online or by phone through Cigna’s website to help customers find a dentist near them. In addition…
How can I obtain a Cigna dental insurance card?
To obtain a Cigna Dental insurance card, you will need to enroll in a Cigna dental plan. Once enrolled, your insurance card should be available for download from the secure online portal or mailed directly to your home address within 7-10 business days of activation. If you have an employer-sponsored Cigna plan, you may need…
Who accepts Cigna dental insurance?
Cigna offers a variety of dental plans, including individual, group and family plans. Individuals can purchase Cigna dental insurance directly from the company, while groups such as employers may offer Cigna dental insurance as part of an employee benefits package. Some health care providers in the United States accept Cigna insurance for certain types of…
What dentists take Cigna insurance?
Cigna is a health insurance provider that offers plans which are accepted by many dentists. To find out if a dentist accepts Cigna, it is recommended to contact the dental office directly and ask about their accepted forms of payment. One can search for dentists who accept Cigna on the Cigna website by entering in…
Which dentists accept Cigna insurance?
Cigna is a health insurance provider that offers coverage for dental care services. To determine which dentists accept Cigna insurance, it is best to search on the Cigna website, where you will find an online directory of approved dentists in your area. Alternatively, contacting the customer service representatives of Cigna can also provide helpful information…
See also Cigna eye insurance.