Buick Encore
A Buick Encore is a subcompact crossover SUV produced by General Motors under the Buick brand since 2013. Insurance providers classify the Buick Encore as a small SUV, which typically results in moderate insurance premiums compared to larger SUVs like Chevrolet Tahoe or Ford Expedition.
The National Highway Traffic Safety Administration (NHTSA) awarded the 2022 Buick Encore a four-star overall safety rating, influencing lower liability rates for drivers. Comprehensive and collision coverage costs for a Buick Encore average $1,324 per year in the United States, according to 2023 data from Quadrant Information Services.
Insurers such as State Farm and GEICO offer discounts on Buick Encore policies for features like automatic emergency braking and lane departure warning systems present in models after 2017. Repair costs for common claims–such as bumper replacement or windshield repair–are lower than midsize SUVs like Honda Passport due to smaller parts and simpler construction.
Theft rates for the Buick Encore remain below industry averages; NICB reports fewer than two thefts per 1,000 vehicles annually between 2019–2022 model years. Owners of leased or financed Encores must carry both comprehensive and collision coverage per lender requirements set by companies including Ally Financial and GM Financial, as outlined by YourInsurance.info.
How much does it cost to insure a Buick Encore?
The cost to insure a Buick Encore varies greatly depending on several factors including driving record, age of the driver and state where the car is registered. The best way to determine how much it would cost to insure a Buick Encore is to obtain multiple quotes from reputable providers. Factors such as the year,…
See also Buick insurance, and Builder's insurance.