Bed bug removal

Bed bug removal is a pest control process that eliminates Cimex lectularius infestations from residential or commercial properties. Professional exterminators use methods such as heat treatment, which raises room temperatures above 118°F for at least 90 minutes, and chemical insecticides like pyrethroids to kill bed bugs and their eggs.

Insurance policies in the United States typically exclude coverage for bed bug removal because insurers classify infestations as maintenance issues rather than sudden accidental events. Homeowners may pay between $300 and $5,000 per treatment depending on severity, with multi-room treatments costing more; for example, Orkin reports an average cost of $1,000–$2,500 per home, according to Your Insurance Info.

Renters insurance does not cover bed bug removal costs but might cover personal property damage if explicitly stated in endorsements. Insurers deny claims related to hotel stays during remediation since standard homeowners policies do not recognize temporary displacement due to pests as a covered peril.

Some specialized riders or endorsements exist–such as State Farm’s limited pest coverage pilot–but these remain rare and geographically restricted. Bed bug inspection fees range from $50 to $200 according to national averages reported by Thumbtack and HomeAdvisor.

Landlords in cities like New York must legally pay for bed bug removal under local ordinances (NYC Administrative Code §27-2018.1), while tenants elsewhere often bear responsibility unless state law dictates otherwise.