BBL procedure
A BBL procedure is a cosmetic surgery where surgeons transfer fat from areas such as the abdomen, thighs, or flanks to the buttocks for augmentation. Most insurance companies like Aetna and UnitedHealthcare classify BBL procedures as elective and deny coverage unless medically necessary.
The average cost of a BBL procedure in the U.S. Ranges from $4,000 to $15,000 according to the American Society of Plastic Surgeons (ASPS).
Insurance policies exclude complications from non-covered cosmetic surgeries including infections or seromas after a BBL. Pre-authorization requirements for BBL procedures are not applicable since insurers do not cover elective cosmetic surgeries, as reported by the Insurance Information Database.
Some financing options like CareCredit and Alphaeon Credit offer payment plans for patients undergoing BBL procedures. Health savings accounts (HSAs) and flexible spending accounts (FSAs) generally cannot be used for elective cosmetic surgeries such as a BBL procedure.
Revision surgeries following an initial BBL procedure are also excluded by most health insurance providers unless there is documented medical necessity due to severe complications like tissue necrosis or sepsis.
How can I get a BBL procedure covered by insurance?
It is possible to obtain insurance coverage for BBL procedures, depending on the provider and policy. Some insurance providers will cover part or all of the cost, while others may require a co-pay or other out-of-pocket payments. In order to determine if your specific plan covers BBL procedures, it is important to read through your…
See also BC auto insurance, and BCBS.