Asurion coverage

Asurion coverage is a type of device protection plan that insures smartphones, tablets, laptops, and home electronics against accidental damage, loss, theft, and mechanical breakdowns. Asurion typically charges monthly fees ranging from $8 to $15 for mobile device protection through carriers like Verizon, AT&T, and T-Mobile.

Covered incidents include cracked screens–Asurion repaired or replaced over 10 million broken phones in 2022 alone–and liquid damage from spills or drops. Policyholders can file up to two claims per year per enrolled device, with deductibles usually between $29 and $249 depending on device and claim type.

Asurion processes most replacement requests within 24 hours according to company data from 2023. Coverage often includes next-day replacement delivery for phones in most U.S.

Zip codes. Customers must report lost or stolen devices within 60 days to qualify for reimbursement or replacement based on published carrier program guides (e.g.

AT&T Protect Advantage). Repaired phones use genuine parts–Asurion states that over 75% of screen repairs are completed using OEM components.

Accessories such as chargers and cases may also be covered if damaged or lost at the same time as the insured device; Verizon lists accessories eligibility in their Total Mobile Protection guide, based on findings by YourInsurance.info. Claims require documentation such as proof of purchase and a valid government-issued ID based on Asurion’s standard requirements.