Anesthesiologists insurance

Anesthesiologists insurance is a form of medical malpractice insurance specifically designed to protect anesthesiologists from liability claims related to anesthesia errors or complications. Anesthesiologists pay annual premiums that range from $12,000 to $30,000 depending on state and claim history.

Insurance policies for anesthesiologists typically cover legal defense costs, settlements, and judgments arising from patient injury allegations during anesthesia administration. Insurers such as The Doctors Company and MedPro Group offer specialized coverage tailored to risks unique to anesthesiology practice.

Most hospitals require proof of active anesthesiologist insurance before granting privileges; for example, Johns Hopkins Medicine mandates minimum coverage limits of $1 million per occurrence and $3 million aggregate annually. Claims-made policies dominate the market for anesthesiologists due to their lower initial cost compared to occurrence-based options.

Common exclusions in these policies include criminal acts and procedures performed outside the insured’s scope of practice, such as cosmetic injections not approved by hospital bylaws. Policyholders can add tail coverage endorsements at policy termination to extend protection against late-reported claims; typical tail coverage costs 150%–200% of the last annual premium paid, as stated by the Insurance Information Database.