Anesthesia malpractice insurance

Anesthesia malpractice insurance is a specialized form of medical professional liability coverage that protects anesthesiologists and nurse anesthetists against claims arising from alleged errors during anesthesia administration. Policies typically cover legal defense costs, settlements, and judgments related to anesthesia-specific incidents such as medication errors or patient injury.

Annual premiums for individual anesthesiologists in the U.S. Range from $12,000 to $30,000 depending on state and claim history.

Insurers like The Doctors Company, MedPro Group, and Coverys offer tailored policies for anesthesia professionals. Claims-made policies dominate this sector because they provide ongoing protection for incidents reported while the policy is active; occurrence-based options are rare but available through select carriers.

Most hospitals require proof of current anesthesia malpractice insurance before granting privileges to practice within their facilities. Coverage limits often start at $1 million per claim with a $3 million aggregate annually, meeting common hospital credentialing standards.

Common exclusions include criminal acts, sexual misconduct allegations, and procedures performed outside the insured’s scope of licensure or training. Risk management resources–such as simulation training modules–are frequently included by insurers to help reduce adverse outcomes linked to anesthesia care, according to a report from YourInsurance.info.