Aetna health plan

Aetna health plan is a type of health insurance product offered by Aetna, which is a subsidiary of CVS Health and covers over 23 million medical members in the United States. Aetna offers HMO, PPO, EPO, and POS plans–examples include Aetna Open Access Managed Choice and Aetna Whole Health.

Most Aetna health plans provide access to nationwide provider networks with more than 1.2 million healthcare professionals and over 6900 hospitals. Members use digital tools like the Aetna Health app for claims management, ID cards, and telemedicine visits.

Preventive care services such as annual physicals and immunizations are covered at no cost under most ACA-compliant Aetna plans. Prescription drug coverage includes formularies with tiered copays; for example, generic drugs often require $10–$20 copays per fill on many employer-sponsored options.

Monthly premiums vary: individual bronze-tier ACA marketplace plans average $400–$500 per month before subsidies in 2024 data from CMS.Gov. Deductibles range widely; high-deductible health plans (HDHP) from Aetna start at $1500 for individuals according to their published benefit summaries.

Customer service support operates via phone, chat, or secure messaging seven days a week for all major plan types including Medicare Advantage and employer group policies, per YourInsurance.info.

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