Does Delta Dental insurance cover Invisalign?

Does Delta Dental insurance cover Invisalign?
Image: Does Delta Dental insurance cover Invisalign?

Yes, Delta Dental insurance may cover some of the costs associated with Invisalign treatment. The exact amount will depend on your plan, as coverage for orthodontia can vary depending on the plan type and level you have chosen. You should contact your Delta Dental provider to determine if Invisalign is covered under your specific policy. If it is covered, they will provide details such as the percentage of cost that is covered and any co-payment amounts you may need to pay out-of-pocket.

Overview of Delta Dental Insurance

Overview of Delta Dental Insurance
Image: Overview of Delta Dental Insurance

Delta Dental Insurance is one of the most trusted dental insurance providers in the United States. It currently covers over 78 million members and provides dentists with excellent care. The company was founded in 1954 and has since grown to become an industry leader, offering a wide array of coverage options for individuals, families, and employers across the nation.

Members can choose from several different plans, including Delta Premier PPO, DeltaCare USA HMO, and Options by Delta Dental PDO. Each plan offers unique benefits including preventive care services such as regular cleanings, checkups and x-rays; basic restorative treatments such as fillings; major restorative treatments like crowns; orthodontic care for adults or children (ages 6–19); periodontics; oral surgery; endodontics; prosthodontics; treatment for traumatic injuries to the face and mouth; implants covered under certain circumstances in select states only.

The coverage varies based on whether you choose an individual plan or family plan. An individual plan generally covers up to two examinations per year (cleaning/checkup) along with any necessary X-rays taken during that time frame. With a family plan there are often more options available depending on which state you reside in – some may offer additional routine cleaning visits along with coverage for other procedures that are not offered with an individual policy such as braces or Invisalign® aligners.

Basics of Invisalign Treatment

Basics of Invisalign Treatment
Image: Basics of Invisalign Treatment

Invisalign is a modern alternative to braces that can straighten teeth without the need for metal brackets or wires. It employs a series of removable clear aligners that gradually move your teeth into their desired positions over time. The process relies on careful planning, monitoring, and adjustments which are done by an orthodontist.

The treatment begins with the dentist taking scans and x-rays of the patient’s mouth to generate 3D images. With this data, they design a custom plan for each patient detailing precisely where their teeth should be shifted to achieve the desired outcome. After this step, patients receive a set of transparent trays known as aligners which must be worn throughout the course of treatment. In most cases, one new tray is introduced every two weeks while each wear period typically lasts 20-22 hours per day.

Patients may experience some discomfort during treatment but it tends to dissipate after several days and becomes barely noticeable as they get used to having the tray in their mouths. Results vary depending on how committed individuals are to wearing their aligners consistently and how diligent they are about visiting their dentists as scheduled for follow-up visits. Generally speaking however, full results should become visible within 6 months – 18 months after beginning treatment with minor tweaks still being possible even afterwards depending on individual circumstances.

Coverage Considerations for Delta Dental Plans

Coverage Considerations for Delta Dental Plans
Image: Coverage Considerations for Delta Dental Plans

For those who are considering whether or not to invest in Delta Dental insurance coverage, there are several important details to consider. Generally, the range of benefits offered through different plans may vary significantly between individual states and even within them. Depending on the location and type of plan, certain procedures may be fully covered while others will require co-pays or other additional payments.

When it comes to a specific procedure like Invisalign, this is something which requires further investigation when shopping for a dental plan. Some Delta Dental plans may include coverage for orthodontic treatment with Invisalign while others do not, so it’s essential that patients ask questions before making any decisions about their coverage options. Individuals should remember that many plans have annual maximum benefit limits which make it possible that they won’t receive full reimbursement even if the plan does provide partial coverage for invisalign treatment.

In addition to researching potential policy restrictions or limitations when considering investing in an insurance plan from Delta Dental, it’s also beneficial to compare costs between different policies and providers as well as studying each policy’s lifetime benefit limit carefully. Knowing these details can help make sure that one chooses the best possible dental care option available for themselves and their family members.

Benefits and Disadvantages of Invisalign Treatments

Benefits and Disadvantages of Invisalign Treatments
Image: Benefits and Disadvantages of Invisalign Treatments

Invisalign treatments are a popular option for those looking to straighten their teeth, but what are the benefits and disadvantages? Many patients elect to use Invisalign because it offers an aesthetically pleasing alternative to metal braces. The clear aligners provided by Invisalign allow users to adjust their bite gradually while they receive treatment without drawing as much attention from others. Unlike metal braces, the removable aligners don’t collect food particles or cause irritation in the mouth.

On the other hand, there are some drawbacks of using Invisalign that potential patients should be aware of before starting treatment. Since the trays need replacing on a regular basis throughout treatment, these replacements may become costly if not covered under dental insurance plans such as Delta Dental. Patients must also be more conscientious about caring for their aligners due to them being more fragile than traditional brackets and bands used in braces. Since there is no wires or elastics between teeth like with conventional orthodontics methods, it can take longer for patients achieve desired results with Invisalign treatments.

Possible Exclusions with Delta Dental

Possible Exclusions with Delta Dental
Image: Possible Exclusions with Delta Dental

When discussing dental insurance coverage for treatments like Invisalign, one of the first considerations is what exclusions may be in place. While it’s certainly possible that Delta Dental could offer coverage for these kinds of treatments, they may have certain exclusions in place to keep premiums low.

First and foremost, the policyholder should thoroughly read through their plan documents and speak with a customer service representative to ask any questions or concerns they have about their specific plan. This can also help individuals learn if there are any waiting periods on certain types of treatment as this could further limit eligibility. It’s important to remember that plans don’t always provide the same level of coverage at all times due to budget restrictions or other factors.

It’s also possible that pre-existing conditions might render someone ineligible for Invisalign coverage from Delta Dental Insurance or make them subject to different qualifications than an individual who does not have preexisting health issues. Again, reading through the terms and conditions before pursuing dental care is crucial so that there aren’t any surprises when attempting to file a claim with Delta Dental Insurance.

Alternative Coverages for Invisalign

Alternative Coverages for Invisalign
Image: Alternative Coverages for Invisalign

While Delta Dental may not provide coverage for Invisalign, there are other forms of dental insurance that could potentially cover the cost. One such policy is a flexible savings account. With this type of plan, employers will allow their employees to set aside pre-tax money each month which can then be used to cover medical expenses such as orthodontic treatments. By setting aside a portion of your paycheck each month in an FSA, you can use the money when needed and still save on taxes.

Some health care plans offer partial coverage for orthodontic procedures, which means they would cover part of the cost associated with Invisalign treatment. Be sure to check the details of your plan and ask your insurer if these services are included before you commit to any type of treatment.

Many private practice dentists offer financing options such as 0% interest or no upfront payment plans for orthodontic procedures like Invisalign treatment. Talk to your dentist about what options they have available and find one that works best for your budget and needs.

  • James Berkeley

    Based in Bangkok, James simplifies insurance with a personal touch. Proud alumnus of the University of Edinburgh Business School with MSc in Law.


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