Uncategorized
Personal insurance
Personal insurance or insurance of persons covers risks that may affect the existence, integrity or health of persons.In order for the insurance to be covered, an insurance contract must be formalized. Within the category of personal insurance are life insurance or life insurance, accident insurance or accident insurance, damage insurance, health insurance or health insurance…
What is an insurance company?
An insurance company or insurer is a company specializing in insurance, whose economic activity consists in providing a security service, covering certain economic risks (insurable risks) to economic units of production and consumption. Its activity is an operation to accumulate wealth, through the contributions of many subjects exposed to unfavorable economic events, in order to…
How much does insurance cost for a Nissan Altima?
The cost of insurance for a Nissan Altima varies depending on numerous factors such as the driver’s age, driving record, and state of residence. On average, full coverage car insurance for a Nissan Altima costs $1,433 per year. However, costs can range from around $700 to more than $2,800 annually depending on these individual considerations.…
Does insurance cover new teeth?
Yes, insurance may cover new teeth depending on the type of insurance plan that you have. Generally speaking, most private health insurance plans will cover at least a portion of the cost for replacing lost or damaged teeth with new ones. Some policies may even cover the full cost. It is important to check your…
How can I lower my flood insurance premiums?
1. Research and take advantage of discounts offered by your local Flood Insurance Agency: Many areas offer discounts for homeowners who live in low-risk flood zones or have taken steps to better protect their homes from flooding. Contact your insurance agency to discuss which discounts may apply to you. 2. Make changes to reduce the…
Can you change your car insurance after an accident?
Yes, it is possible to change your car insurance after an accident. Your existing insurer may raise your premiums or drop coverage if they deem the accident too costly. You can also choose to switch insurers even if you have a claim pending from the previous provider. If you do so, the new insurer will…
Which dental insurance covers night guards?
Most major dental insurance plans cover night guards as they are considered medically necessary to protect teeth from grinding. Many insurers, such as Delta Dental and Cigna, provide coverage for night guards up to a certain amount. For example, Delta Dental may provide up to $500 in coverage for this treatment while Cigna provides up…
What does the general aggregate limit mean in insurance?
The general aggregate limit is a type of insurance policy provision which limits the total amount that an insurer will pay out during the term of the policy. This limit is typically applied to cover multiple risks or liabilities on one policy, and can vary depending on the details of the coverage. Generally, it refers…
Will homeowners insurance cover furnace replacement?
Yes, homeowners insurance typically covers furnace replacement when it is caused by an event that is covered under the policy. This could include damage due to a fire or natural disaster. However, if the furnace needs to be replaced due to normal wear and tear or age of the unit, then it would not be…
Can I get renters insurance without a lease?
Yes, it is possible to obtain renters insurance without a lease. Most insurers allow tenants who don’t have leases to purchase renters insurance. However, depending on the insurer and state laws, coverage for non-leaseholders may vary. In some states, tenants with verbal or month-to-month agreements can be insured under the same rules as those with…
Does Aetna Insurance cover LASIK eye surgery?
Aetna insurance does cover Lasik eye surgery, depending on the specifics of a patient’s policy. Some Aetna plans may require prior authorization for this procedure, which means that patients must receive written approval before having Lasik surgery. Co-pays and other expenses are typically associated with Lasik and these must be discussed with an Aetna customer…